University Of Wisconsin Credit Union

University Of Wisconsin Credit Union is headquartered in Madison and is the 4^th largest credit union in the state of Wisconsin. It is also the 109^th largest credit union in the nation. It was established in 1931 and as of December of 2011, it had grown to 333 employees and 161,998 members. University Of Wisconsin Credit Union has a 4-star health rating.

University Of Wisconsin Credit Union Checking Account Rates

University Of Wisconsin Credit Union Savings Account Rates

University Of Wisconsin Credit Union Money Market Rates

University Of Wisconsin Credit Union CD Rates

University Of Wisconsin Credit Union IRA Rates

Data for Q4 2011

Institution Statistics UNIVERSITY OF WISCONSIN NCUA # 66492 BankRate Report View Year Chartered 1931 Employees 333 Primary Regulator Assets and Liabilities Assets $1.43 billion Loans $1.02 billion Deposits $1.26 billion Equity Capital $128.75 million Loan Loss Allowance $11.55 million Unbacked Noncurrent Loans $14.37 million Real Estate Owned $369,000 Historic Data - December 2010 Assets $1.27 billion Equity Capital $117.05 million Loan Loss Allowance $10.22 million Unbacked Noncurrent Loans $10.11 million Real Estate Owned $226,000 Profit Margin - Quarterly Net Interest Margin 3.68% Return on Assets 0.65% Return on Equity 7.24% Interest Income $45.01 million Non-Interest Income $28.75 million

Institution Health Overall Score: 4 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 University Of Wisconsin Credit Union had $14.74 million in non-current loans and owned real-estate with $140.3 million in equity and loan loss allowances on hand to cover it. This gives University Of Wisconsin Credit Union a Texas Ratio of 10.51% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for University Of Wisconsin Credit Union held steady from 8.12% as of December 31, 2010 to 10.51% as of December 31, 2011, resulting in a negative change of 29.33%. This indicates that the balance sheet and financial strength for University Of Wisconsin Credit Union has held steady in recent periods. Deposit Growth In the past year, University Of Wisconsin Credit Union has increased its total deposits by $129.58 million, resulting in 11.51% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth University Of Wisconsin Credit Union has shown is excellent. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. University Of Wisconsin Credit Union has $1.43 billion in assets with $140.3 million in equity, resulting in a capitalization level of 9.83%, which is average.

No reviews have been left for this bank yet. Be the first to review.