Valley Green Bank

Valley Green Bank Locations
7226 Germantown Avenue
Philadelphia, PA 19119
(215) 242-3550
www.valleygreenbank.com

FDIC

Valley Green Bank is headquartered in Philadelphia and is the 111st largest bank in the state of Pennsylvania. It is also the 2,166th largest bank in the nation. It was established in 2005 and as of March of 2013, it had grown to 38 employees at 4 locations. Valley Green Bank has a 5-star health rating.

Valley Green Bank Routing Number: 036018888

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Competitive CD Rates at Valley Green Bank in Philly - Local Only - 10/12/2012

Valley Green Bank continues to offer 3 competitive rates on its mid-term CDs. These are 1.20% APY for 18 months, 1.25% APY for 2 years and 1.50% APY for 3 years. Minimum deposit is $500. These rates a ...

Top Mid-Term CD Rates at Valley Green Bank in PA - Local Only - 12/2/2011

Valley Green Bank is offering three competitive rates on mid-term CDs. These are 1.20% APY for 18 months, 1.50% APY for 2 years and 1.75% APY for 3 years. Minimum deposit is $500. These rates are list ...

14-Month CD Special at Valley Green Bank in Philadelphia - Local Only - 8/25/2010

Valley Green Bank is listing a special 14-month CD with a 1.95% APY. Minimum deposit is $5,000, and new money is required. This special is listed on the bank's front page and in this promotions page a ...



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See Rates for: CD | IRA

Valley Green Bank CD Rates

ApyMinMaxProduct
1.50%$500-60 Month CD
1.25%$500-48 Month CD
1.00%$500-36 Month CD
0.80%$500-24 Month CD
0.75%$500-18 Month CD
0.70%$500-12 Month CD
0.50%$500-180-364 Day CD
0.35%$500-90-179 Day CD
0.25%$500-30-59 Day CD
0.25%$500-60-89 Day CD

Valley Green Bank IRA Rates

ApyMinMaxProduct
1.50%$500-60 Month IRA
1.50%$500-60 Month Roth IRA
1.50%$500-60 Month CESA
1.25%$500-48 Month IRA
1.25%$500-48 Month Roth IRA
1.25%$500-48 Month CESA
1.00%$500-36 Month IRA
1.00%$500-36 Month Roth IRA
1.00%$500-36 Month CESA
0.80%$500-24 Month IRA
0.80%$500-24 Month Roth IRA
0.80%$500-24 Month CESA
0.75%$500-18 Month IRA
0.75%$500-18 Month Roth IRA
0.75%$500-18 Month CESA
0.70%$500-12 Month IRA
0.70%$500-12 Month Roth IRA
0.70%$500-12 Month CESA
0.50%$500-180-364 Day IRA
0.50%$500-180-364 Day Roth IRA
0.50%$500-180-364 Day CESA
0.35%$500-90-179 Day IRA
0.35%$500-90-179 Day Roth IRA
0.35%$500-90-179 Day CESA
0.25%$500-30-59 Day IRA
0.25%$500-60-89 Day IRA
0.25%$500-30-59 Day Roth IRA
0.25%$500-60-89 Day Roth IRA
0.25%$500-30-59 Day CESA
0.25%$500-60-89 Day CESA

Rates updated: 6/19/2013

Data for Q1 2013


Institution Statistics


Valley Green Bank
FDIC Certificate #58084
BankRate ReportView
Year Established2005
Employees38
Primary RegulatorFDIC

Assets and Liabilities

Assets$302.48 million
Loans$258.58 million
Deposits$271.62 million
Equity Capital$29.44 million
Loan Loss Allowance$2.46 million
Unbacked Noncurrent Loans$1.12 million
Real Estate Owned$123,000

Historic Data - March 2012

Assets$241.00 million
Equity Capital$22.96 million
Loan Loss Allowance$2.24 million
Unbacked Noncurrent Loans$2.35 million
Real Estate Owned$40,000

Profit Margin - Quarterly

Net Interest Margin5%
Return on Assets1.26%
Return on Equity13.74%
Interest Income$4.08 million

Institution Health


Overall Score:
5 out of 5
5
Texas Ratio5
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2013 Valley Green Bank had $1.25 million in non-current loans and owned real-estate with $31.91 million in equity and loan loss allowances on hand to cover it. This gives Valley Green Bank a Texas Ratio of 3.91% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend5
The Texas Ratio for Valley Green Bank decreased significantly from 9.50% as of March 31, 2012 to 3.91% as of March 31, 2013, resulting in a positive change of 58.85%.This indicates that the balance sheet and financial strength for Valley Green Bank has improved significantly in recent periods.
Deposit Growth5
In the past year, Valley Green Bank has increased its total deposits by $54.53 million, resulting in 25.12% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Valley Green Bank has shown is excellent.
Capitalization4
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Valley Green Bank has $302.48 million in assets with $31.91 million in equity, resulting in a capitalization level of 10.55%, which is above average.
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