Average User Rating:
5 star rating based on 1 review.

Valley View Bank

7500 W 95th St
Overland Park, KS 66212-2202
(913) 381-3311
www.valleyviewbank.com

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Valley View Bank is headquartered in Overland Park and is the 9^th largest bank in the state of Kansas. It is also the 770^th largest bank in the nation. It was established in 1966 and as of September of 2011, it had grown to 148 employees at 10 locations. Valley View Bank has a 4-star health rating.

Valley View Bank Routing Number: 101015224

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See Rates for: Checking | Savings | Money Market | CD | IRA

Valley View Bank Checking Account Rates

Apy	Min	Max	Product
1.50%	-	$25k	High & Free Checking
0.05%	-	-	Super Now Account

Valley View Bank Savings Account Rates

Apy	Min	Max	Product
0.50%	$100k	-	Health Savings Account
0.20%	-	-	Kids Club Savings
0.20%	-	-	Teen Scene Savings
0.20%	-	-	Regular Savings

Valley View Bank Money Market Rates

	Apy	Min	Max	Product
	0.50%	$100k	-	Money Market

Valley View Bank CD Rates

Apy	Min	Max	Product
1.81%	$500	-	60 Month CD
1.46%	$500	-	48 Month CD
1.21%	$500	-	36 Month CD
0.80%	$500	-	20 Month Jump Certificate
0.80%	$500	-	24 Month Jump Certificate
0.80%	$500	-	24 Month CD
0.60%	$500	-	18 Month CD
0.50%	$500	-	12 Month CD
0.35%	$500	-	6 Month CD
0.25%	$2,500	-	7-91 Day Certificate

Valley View Bank IRA Rates

Apy	Min	Max	Product
1.81%	$250	-	60 Month IRA
1.81%	$250	-	60 Month Roth IRA
1.81%	$250	-	60 Month CESA
1.46%	$250	-	48 Month IRA
1.46%	$250	-	48 Month Roth IRA
1.46%	$250	-	48 Month CESA
1.21%	$250	-	36 Month IRA
1.21%	$250	-	36 Month Roth
1.21%	$250	-	36 Month CESA
0.80%	$250	-	20 Month Jump IRA Certificate
0.80%	$250	-	24 Month Jump IRA Certificate
0.80%	$250	-	24 Month IRA
0.80%	$250	-	20 Month Jump Roth IRA Certificate
0.80%	$250	-	24 Month Roth IRA
0.80%	$250	-	24 Month Jump Roth IRA Certificate
0.80%	$250	-	20 Month Jump CESA Certificate
0.80%	$250	-	24 Month CESA
0.80%	$250	-	24 Month Jump CESA Certificate
0.60%	$250	-	18 Month IRA
0.60%	$250	-	18 Month Roth IRA
0.60%	$250	-	18 Month CESA
0.50%	$250	-	12 Month IRA
0.50%	$50	-	18 Month Variable Rate IRA
0.50%	$250	-	12 Month Roth IRA
0.50%	$50	-	18 Month Variable Rate Roth IRA
0.50%	$250	-	12 Month CESA
0.50%	$50	-	18 Month Variable Rate CESA
0.35%	$250	-	6 Month IRA
0.35%	$250	-	6 Month Roth IRA
0.35%	$250	-	6 Month CESA

Rates updated: 2/10/2012

Data for Q3 2011

Institution Statistics

Valley View State Bank
FDIC Certificate #	19631
BankRate Report	View
Year Established	1966
Employees	148
Primary Regulator	FDIC
Assets and Liabilities
Assets	$858.70 million
Loans	$405.38 million
Deposits	$702.40 million
Equity Capital	$110.17 million
Loan Loss Allowance	$12.19 million
Unbacked Noncurrent Loans	$24.60 million
Real Estate Owned	$39.57 million
Historic Data - September 2010
Assets	$834.68 million
Equity Capital	$108.43 million
Loan Loss Allowance	$14.94 million
Unbacked Noncurrent Loans	$46.55 million
Real Estate Owned	$37.08 million
Profit Margin - Quarterly
Net Interest Margin	2.88%
Return on Assets	-0.04%
Return on Equity	-0.3%
Interest Income	$24.17 million

Institution Health

Overall Score:

4 out of 5

Texas Ratio
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of September 30, 2011 Valley View Bank had $64.17 million in non-current loans and owned real-estate with $122.35 million in equity and loan loss allowances on hand to cover it. This gives Valley View Bank a Texas Ratio of 52.45% which is below average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend
The Texas Ratio for Valley View Bank decreased slightly from 67.79% as of September 30, 2010 to 52.45% as of September 30, 2011, resulting in a positive change of 22.63%.This indicates that the balance sheet and financial strength for Valley View Bank has improved slightly in recent periods.
Deposit Growth
In the past year, Valley View Bank has increased its total deposits by $23.64 million, resulting in 3.48% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Valley View Bank has shown is above average.
Capitalization
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Valley View Bank has $858.7 million in assets with $122.35 million in equity, resulting in a capitalization level of 14.25%, which is excellent.

Great Local Bank
5 stars

- efgkc - Wednesday, July 14, 2010 - 6:46 PM

Although they have dropped the interest rate a couple of times since I opened my account, I am very happy with the service provided at Valley View. They have several local locations, so I use it as my primary bank. It was the rate that attracted me in the first place, but the service has kept me even though I could get a higher rate elsewhere. They also have a great mortgage department that consistently offers the best rates locally (and usually nationally as well).