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Overview / Commentary
913-381-3311
7500 W. Ninety-Fifth Street
Overland Park, KS 66212

Valley View Bank is headquartered in Overland Park and is the 14st largest bank in the state of Kansas. It is also the 810st largest bank in the nation. It was established in 1966 and as of March of 2014, it had grown to 137 employees at 10 locations. Valley View Bank has a C+ health rating.

Reviews (1)

Great Local Bank

Although they have dropped the interest rate a couple of times since I opened my account, I am very happy with the service provided at Valley View.  They have several local locations, so I use it as my primary bank.  It was the rate that attracted me in the first place, but the service has kept me even though I could get a higher rate elsewhere.  They also have a great mortgage department that consistently offers the best rates locally (and usually nationally as well).



Health

Data for Q1 2014

Institution Health

C+

Texas Ratio

GRADE:
C

The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 Valley View Bank had $48.98 million in non-current loans and owned real-estate with $111.25 million in equity and loan loss allowances on hand to cover it. This gives Valley View Bank a Texas Ratio of 44.03% which is average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend

GRADE:
B

The Texas Ratio for Valley View Bank decreased slightly from 50.90% as of March 31, 2013 to 44.03% as of March 31, 2014, resulting in a positive change of 13.50%.This indicates that the balance sheet and financial strength for Valley View Bank has improved slightly in recent periods.

Deposit Growth

GRADE:
C-

In the past year, Valley View Bank has decreased its total deposits by -$24.59 million, resulting in -3.45% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Valley View Bank has shown is below average.

Capitalization

GRADE:
A+

Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Valley View Bank has $839.33 million in assets with $111.25 million in equity, resulting in a capitalization level of 13.25%, which is excellent.

Institution Statistics

Overall
FDIC Certificate #19631
Year Established1966
Employees137
Primary RegulatorFDIC
Assets and Liabilities
Assets$839.33 million
Loans$294.69 million
Deposits$689.11 million
Equity Capital$105.35 million
Loan Loss Allowance$5.90 million
Unbacked Noncurrent Loans$13.97 million
Real Estate Owned$35.02 million
Historic Data - March 2013
Assets$876.30 million
Equity Capital$112.67 million
Loan Loss Allowance$8.23 million
Unbacked Noncurrent Loans$13.97 million
Real Estate Owned$28.42 million
Profit Margin - Quarterly
Net Interest Margin2.89%
Return on Assets0.49%
Return on Equity3.93%
Interest Income$6.47 million
Rates

Always verify rates and promotions with the bank or credit union. We are not Valley View Bank, we are a rate comparison website and can not provide official rates or promotions.

Valley View Bank Savings Account Rates

DetailsAPYMINMAXPRODUCT
0.30%$100k-Health Savings Account
0.15%--Kids Club Savings
0.15%--Teen Scene Savings
0.15%--Regular Savings

Valley View Bank Money Market Rates

DetailsAPYMINMAXPRODUCT
0.30%$100k-Money Market

Valley View Bank Checking Account Rates

DetailsAPYMINMAXPRODUCT
0.75%-$25kHigh & Free Checking - Qualifying
0.05%--Super Now Account

Valley View Bank CD Rates

DetailsAPYMINMAXPRODUCT
1.21%$500-60 Month CD
1.00%$500-48 Month CD
0.80%$500-36 Month CD
0.55%$500-20 Month Jump Certificate
0.55%$500-24 Month Jump Certificate
0.50%$500-24 Month CD
0.40%$500-18 Month CD
0.30%$500-12 Month CD
0.20%$500-6 Month CD
0.15%$2,500-7-91 Day Certificate

Valley View Bank IRA Rates

DetailsAPYMINMAXPRODUCT
1.20%$250-60 Month IRA
1.00%$250-48 Month IRA
0.80%$250-36 Month IRA
0.55%$250-20 Month Jump IRA Certificate
0.55%$250-24 Month Jump IRA Certificate
0.50%$250-24 Month IRA
0.40%$250-18 Month IRA
0.30%$250-12 Month IRA
0.30%$50-18 Month Variable Rate IRA
0.20%$250-6 Month IRA
Locations


Valley View Bank Locations
Detached Teller's Facility10300 MastinOverland Park, KS 66212
Leawood Branch11813 Roe BoulevardLeawood, KS 66211
Olathe Branch13379 South Blackbob RoadOlathe, KS 66062
137th Branch13701 MetcalfOverland Park, KS 66212
East Red Bridge Road Branch3400 East Red Bridge RoadKansas City, MO 64137
Belleview Branch4550 BelleviewKansas City, MO 64111
Valley View State Bank7500 West Ninety-Fifth StreetOverland Park, KS 66212
151st Street Branch8100 West 151st StreetOverland Park, KS 66223
Ward Parkway Branch8520_ward ParkwayKansas City, MO 64114
College Boulevard Facility8550 College BoulevardOverland Park, KS 66210