| P.O. Box 109638 Palm Beach Gardens, FL 33410 1-877-998-BANK (2265) www.virtualbank.com ![]() |
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The parent of Virtual Bank, Lydian Private Bank, was seized by regulators on August 19th and the FDIC arranged for Sabadell United Bank to assume all deposits. There have been cases in the past when t ...
Virtual Bank dropped top rate on its eMoneyMarket from 1.06% to 1.01% APY for $100,000 minimum balance. Rates page: http://www.virtualbank.com/Bankin...gRates.asp
VirtualBank increased yields on several of its certificates of deposit. The 12-month CD now has a yield of 4.34% APY. The 9-month CD is also very competitive with a yield of 4.13% APY. The minimum deposit is $10,000.This was going to be my first post for...
Update 8/7/07: The 12-mo 5.55% CD has ended. It's now 5.13% APY.VirtualBank just increased the rate on its 12-month CD from 5.39% to 5.55% APY. The 5.55% APY is now the best yield for a one-year CD that's available nationally. The 6-month CD rate also...
2006
See Rates for: Checking | Savings | Money Market | CD
Virtual Bank Checking Account Rates
Virtual Bank Savings Account Rates
Virtual Bank Money Market Rates
Virtual Bank CD Rates
| Apy | Min | Max | Product | |
| 1.77% | $10k | - | 5 Year eCD | |
| 1.66% | $10k | - | 4 Year eCD | |
| 1.51% | $10k | - | 5 Year Regular CD | |
| 1.41% | $10k | - | 3 Year eCD | |
| 1.41% | $10k | - | 4 Year Regular CD | |
| 1.21% | $10k | - | 2 Year eCD | |
| 1.16% | $10k | - | 3 Year Regular CD | |
| 1.01% | $10k | - | 12 Month eCD | |
| 1.01% | $10k | - | 18 Month eCD | |
| 0.95% | $10k | - | 2 Year Regular CD | |
| 0.85% | $10k | - | 9 Month eCD | |
| 0.80% | $10k | - | 6 Month eCD | |
| 0.75% | $10k | - | 12 Month Regular CD | |
| 0.75% | $10k | - | 18 Month Regular CD | |
| 0.60% | $10k | - | 3 Month eCD | |
| 0.60% | $10k | - | 6 Month Regular CD | |
| 0.60% | $10k | - | 9 Month Regular CD | |
| 0.40% | $10k | - | 3 Month Regular CD | |
| 0.25% | $10k | - | 1 Month eCD | |
| 0.25% | $10k | - | 2 Month eCD | |
| 0.20% | $10k | - | 1 Month Regular CD | |
| 0.20% | $10k | - | 2 Month Regular CD |
Average User Rating:



VirtualBank's New Login Security Feature - PhoneGuardian
As I logged into my VirtualBank account today, I noticed a new login requirement. After you enter your user name and password, they display a code on the screen, and this code must be entered by phone. You can select the phone number for them to use based on what they have on record. Once you select the number, it will call your immediately and an automated voice will ask for you to enter the code that you see on the screen.
VirtualBank calls this PhoneGuardian, and according to VirtualBank it should only be required when it can't recognize your computer. So you won't have to go through this process every time from the same computer.
It's a nice security feature that seems like it would make it very tough for a hacker to break into your account.
I just wish VirtualBank's eMoney Market account had better rates. However,they do often have competitive CD rates. I just noticed their 9-month eCD yield is competitive at 1.26% APY as of 9/06/2010.