Wedbush Bank

1000 Wilshire Boulevard, Suite 1150
Los Angeles, CA 90017
1-877-888-0056
www.wedbushbank.com

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Wedbush Bank is headquartered in Los Angeles and is the 139^th largest bank in the state of California. It is also the 2,772^nd largest bank in the nation. It was established in 2008 and as of March of 2012, it had grown to 24 employees at 1 location. Wedbush Bank has a 5-star health rating.

Wedbush Bank Routing Number: 122087590

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See Rates for: Checking | Savings | Money Market | CD

Wedbush Bank Checking Account Rates

Apy	Min	Max	Product
1.25%	-	$250k	Business Dynamic Sweep
1.01%	-	-	IOLTA Account
0.35%	$25k	-	Premium Interest Checking
0.25%	$100k	-	Business Interest Checking

Wedbush Bank Savings Account Rates

Apy	Min	Max	Product
0.35%	-	-	Health Care Savings
0.25%	$250	-	Personal Regular Savings
0.25%	-	-	Business Savings

Wedbush Bank Money Market Rates

Apy	Min	Max	Product
0.65%	$100k	-	Business Money Market
0.65%	$100k	-	Premium Money Market

Wedbush Bank CD Rates

Apy	Min	Max	Product
1.16%	$25k	-	60 Month Business CD
1.16%	$25k	-	60 Month CD
0.90%	$25k	-	48 Month Business CD
0.90%	$25k	-	48 Month CD
0.70%	$25k	-	36 Month Business CD
0.70%	$25k	-	36 Month CD
0.60%	$25k	-	24 Month Business CD
0.60%	$25k	-	24 Month CD
0.50%	$100k	-	18 Month Business CD
0.50%	$100k	-	18 Month CD
0.40%	$100k	-	12 Month Business CD
0.40%	$100k	-	12 Month CD
0.35%	$100k	-	6 Month Business CD
0.35%	$100k	-	6 Month CD
0.30%	$100k	-	3 Month Business CD
0.30%	$100k	-	3 Month CD
0.25%	$100k	-	7 Day Business CD
0.25%	$100k	-	7 Day CD

Rates updated: 5/27/2012

Data for Q1 2012

Institution Statistics

Wedbush Bank
OTS #	18060
FDIC Certificate #	58706
BankRate Report	View
Year Established	2008
Employees	24
Primary Regulator	OCC
Assets and Liabilities
Assets	$230.07 million
Loans	$96.19 million
Deposits	$203.33 million
Equity Capital	$24.33 million
Loan Loss Allowance	$1.65 million
Unbacked Noncurrent Loans	$239,000
Historic Data - March 2011
Assets	$191.66 million
Equity Capital	$23.47 million
Loan Loss Allowance	$1.17 million
Profit Margin - Quarterly
Net Interest Margin	3.06%
Return on Assets	0.16%
Return on Equity	1.49%
Interest Income	$2.14 million

Institution Health

Overall Score:

5 out of 5

Texas Ratio
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 Wedbush Bank had $239,000 in non-current loans and owned real-estate with $25.98 million in equity and loan loss allowances on hand to cover it. This gives Wedbush Bank a Texas Ratio of 0.92% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Deposit Growth
In the past year, Wedbush Bank has increased its total deposits by $37.96 million, resulting in 22.95% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Wedbush Bank has shown is excellent.
Capitalization
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Wedbush Bank has $230.07 million in assets with $25.98 million in equity, resulting in a capitalization level of 11.29%, which is above average.

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