White Eagle Credit Union

White Eagle Credit Union Locations
PO Box 86
Augusta, KS 67010
www.awecu.com



White Eagle Credit Union is headquartered in Augusta and is the 14st largest credit union in the state of Kansas. It is also the 1,773rd largest credit union in the nation. It was established in 1935 and as of December of 2011, it had grown to 24 employees and 11,664 members. White Eagle Credit Union's savings rates are 3X the national average, and it boasts a 5-star health rating.

White Eagle Credit Union Routing Number: 301177784



See Rates for: Checking | Savings | CD | IRA

White Eagle Credit Union Checking Account Rates

ApyMinMaxProduct
0.50%$25k-Money Market Checking
0.15%$300-Interest Checking
0.15%$1k-Senior Checking

White Eagle Credit Union Savings Account Rates

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1.50%--Christmas Club Accounts
1.00%$500-IRA
1.00%$500-Roth IRA
1.00%$500-Educational IRA

White Eagle Credit Union CD Rates

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1.90%$500-5 Year CD
1.65%$500-4 Year CD
1.45%$500-3 Year CD
1.05%$500-2 Year CD
0.70%$500-1 Year CD
0.45%$500-6 Month CD

White Eagle Credit Union IRA Rates

ApyMinMaxProduct
1.90%$500-5 Year IRA
1.90%$500-5 Year Roth IRA
1.90%$500-5 Year CESA
1.65%$500-4 Year IRA
1.65%$500-4 Year Roth IRA
1.65%$500-4 Year CESA
1.45%$500-3 Year IRA
1.45%$500-3 Year Roth IRA
1.45%$500-3 Year CESA
1.05%$500-2 Year IRA
1.05%$500-2 Year Roth IRA
1.05%$500-2 Year CESA
0.70%$500-1 Year IRA
0.70%$500-1 Year Roth IRA
0.70%$500-1 Year CESA
0.45%$500-6 Month IRA
0.45%$500-6 Month Roth IRA
0.45%$500-6 Month CESA

Rates updated: 5/27/2012

Data for Q4 2011


Institution Statistics


WHITE EAGLE
NCUA #63189
BankRate ReportView
Year Chartered1935
Employees24
Primary Regulator

Assets and Liabilities

Assets$72.98 million
Loans$52.40 million
Deposits$63.56 million
Equity Capital$8.47 million
Loan Loss Allowance$730,000
Unbacked Noncurrent Loans$29,000

Historic Data - December 2010

Assets$65.30 million
Equity Capital$7.79 million
Loan Loss Allowance$631,000
Unbacked Noncurrent Loans$62,000
Real Estate Owned$17,000

Profit Margin - Quarterly

Net Interest Margin5.9%
Return on Assets0.93%
Return on Equity8.04%
Interest Income$3.52 million
Non-Interest Income$860,000

Institution Health


Overall Score:
5 out of 5
5
Texas Ratio5
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 White Eagle Credit Union had $29,000 in non-current loans and owned real-estate with $9.2 million in equity and loan loss allowances on hand to cover it. This gives White Eagle Credit Union a Texas Ratio of 0.32% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend5
The Texas Ratio for White Eagle Credit Union decreased significantly from 0.94% as of December 31, 2010 to 0.32% as of December 31, 2011, resulting in a positive change of 66.40%.This indicates that the balance sheet and financial strength for White Eagle Credit Union has improved significantly in recent periods.
Deposit Growth5
In the past year, White Eagle Credit Union has increased its total deposits by $6.92 million, resulting in 12.22% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth White Eagle Credit Union has shown is excellent.
Capitalization5
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. White Eagle Credit Union has $72.98 million in assets with $9.2 million in equity, resulting in a capitalization level of 12.61%, which is excellent.
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