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800-528-6532
1100 N Market St, Rodney Sq
Wilmington, DE 19801

Wilmington Trust is headquartered in Wilmington and is the 11st largest bank in the state of Delaware. It is also the 405th largest bank in the nation. It was established in 1995 and as of December of 2013, it had grown to 475 employees at 31 locations. Wilmington Trust has a B+ health rating.

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Health

Data for Q4 2013

Institution Health

B+

Texas Ratio

GRADE:
A+

The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2013 Wilmington Trust had $8.71 million in non-current loans and owned real-estate with $427.09 million in equity and loan loss allowances on hand to cover it. This gives Wilmington Trust a Texas Ratio of 2.04% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend

GRADE:
C+

The Texas Ratio for Wilmington Trust experienced no significant changes from 2.06% as of December 31, 2012 to 2.04% as of December 31, 2013, resulting in a positive change of 0.82%.This indicates that the balance sheet and financial strength for Wilmington Trust has had no significant changes in recent periods.

Deposit Growth

GRADE:
F

In the past year, Wilmington Trust has decreased its total deposits by -$146.24 million, resulting in -11.79% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Wilmington Trust has shown is poor.

Capitalization

GRADE:
A+

Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Wilmington Trust has $1.71 billion in assets with $427.09 million in equity, resulting in a capitalization level of 24.98%, which is excellent.

Institution Statistics

Overall
FDIC Certificate #34069
Year Established1995
Employees475
Primary RegulatorOCC
Assets and Liabilities
Assets$1.71 billion
Loans$503.97 million
Deposits$1.09 billion
Equity Capital$422.45 million
Loan Loss Allowance$4.65 million
Unbacked Noncurrent Loans$8.71 million
Real Estate Owned$0
Historic Data - December 2012
Assets$1.85 billion
Equity Capital$405.09 million
Loan Loss Allowance$5.40 million
Unbacked Noncurrent Loans$8.71 million
Real Estate Owned$41,000
Profit Margin - Quarterly
Net Interest Margin3%
Return on Assets0.67%
Return on Equity2.62%
Interest Income$21.35 million
Rates

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Locations

Wilmington Trust has 31 locations. Click to view all Wilmington Trust locations.