Wood and Huston Bank

Wood and Huston Bank is headquartered in Marshall and is the 47^th largest bank in the state of Missouri. It is also the 1,335^th largest bank in the nation. It was established in 1874 and as of March of 2012, it had grown to 154 employees at 10 locations. Wood and Huston Bank has a 5-star health rating.

Related Posts

Wood and Huston Bank Checking Account Rates

Data for Q1 2012

Institution Statistics Wood & Huston Bank FDIC Certificate # 1060 BankRate Report View Year Established 1874 Employees 154 Primary Regulator FDIC Assets and Liabilities Assets $508.19 million Loans $365.88 million Deposits $447.63 million Equity Capital $54.94 million Loan Loss Allowance $7.60 million Unbacked Noncurrent Loans $4.53 million Real Estate Owned $2.14 million Historic Data - March 2011 Assets $489.06 million Equity Capital $50.22 million Loan Loss Allowance $7.21 million Unbacked Noncurrent Loans $5.08 million Real Estate Owned $2.37 million Profit Margin - Quarterly Net Interest Margin 4.06% Return on Assets 1.53% Return on Equity 14.1% Interest Income $5.50 million

Institution Health Overall Score: 5 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 Wood and Huston Bank had $6.67 million in non-current loans and owned real-estate with $62.54 million in equity and loan loss allowances on hand to cover it. This gives Wood and Huston Bank a Texas Ratio of 10.66% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Wood and Huston Bank decreased slightly from 12.96% as of March 31, 2011 to 10.66% as of March 31, 2012, resulting in a positive change of 17.74%.This indicates that the balance sheet and financial strength for Wood and Huston Bank has improved slightly in recent periods. Deposit Growth In the past year, Wood and Huston Bank has increased its total deposits by $12.16 million, resulting in 2.79% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Wood and Huston Bank has shown is above average. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Wood and Huston Bank has $508.19 million in assets with $62.54 million in equity, resulting in a capitalization level of 12.31%, which is excellent.

No reviews have been left for this bank yet. Be the first to review.