Wyo Central Credit Union

Wyo Central Credit Union is headquartered in Casper and is the 18^st largest credit union in the state of Wyoming. It is also the 3,115^st largest credit union in the nation. It was established in 1958 and as of December of 2011, it had grown to 11 employees and 3,601 members. Wyo Central Credit Union has a 3-star health rating.

Wyo Central Credit Union Savings Account Rates

Wyo Central Credit Union Money Market Rates

Wyo Central Credit Union CD Rates

Data for Q4 2011

Institution Statistics WYO CENTRAL NCUA # 12354 BankRate Report View Year Chartered 1958 Employees 11 Primary Regulator Assets and Liabilities Assets $26.50 million Loans $19.57 million Deposits $24.10 million Equity Capital $2.25 million Loan Loss Allowance $154,000 Unbacked Noncurrent Loans $403,000 Historic Data - December 2010 Assets $26.70 million Equity Capital $1.95 million Loan Loss Allowance $257,000 Unbacked Noncurrent Loans $503,000 Profit Margin - Quarterly Net Interest Margin 6.54% Return on Assets 1.15% Return on Equity 13.5% Interest Income $1.43 million Non-Interest Income $352,000

Institution Health Overall Score: 3 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Wyo Central Credit Union had $403,000 in non-current loans and owned real-estate with $2.41 million in equity and loan loss allowances on hand to cover it. This gives Wyo Central Credit Union a Texas Ratio of 16.75% which is average. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Wyo Central Credit Union decreased slightly from 22.82% as of December 31, 2010 to 16.75% as of December 31, 2011, resulting in a positive change of 26.61%.This indicates that the balance sheet and financial strength for Wyo Central Credit Union has improved slightly in recent periods. Deposit Growth In the past year, Wyo Central Credit Union has decreased its total deposits by $-522,000, resulting in -2.12% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Wyo Central Credit Union has shown is below average. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Wyo Central Credit Union has $26.5 million in assets with $2.41 million in equity, resulting in a capitalization level of 9.08%, which is average.

No reviews have been left for this bank yet. Be the first to review.