Institution Statistics
| YALE SECURITY INC. | | NCUA # | 13060 | | BankRate Report | View | | Year Chartered | 1959 | | Employees | 1 | | Primary Regulator | |
Assets and Liabilities | | Assets | $1.86 million | | Loans | $627,000 | | Deposits | $1.30 million | | Equity Capital | $557,000 | | Loan Loss Allowance | $6,000 |
Historic Data - December 2010 | | Assets | $1.86 million | | Equity Capital | $599,000 | | Loan Loss Allowance | $15,000 |
Profit Margin - Quarterly | | Net Interest Margin | 6.08% | | Return on Assets | -2.2% | | Return on Equity | -7.36% | | Interest Income | $50,000 | | Non-Interest Income | $4,000 |
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Institution Health
Overall Score:
5 out of 5 
| Texas Ratio |  | | The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Yale Security Inc. had $0 in non-current loans and owned real-estate with $563,000 in equity and loan loss allowances on hand to cover it. This gives Yale Security Inc. a Texas Ratio of 0.00% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. | | Deposit Growth |  | | In the past year, Yale Security Inc. has increased its total deposits by $51,000, resulting in 4.09% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Yale Security Inc. has shown is above average. | | Capitalization | | | Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Yale Security Inc. has $1.86 million in assets with $563,000 in equity, resulting in a capitalization level of 30.20%, which is excellent. |
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