Yuma County Credit Union is headquartered in YUMA and is the 52nd largest credit union in the state of Colorado. It is also the 2,884th largest credit union in the nation. It was established in 1949 and as of March of 2014, it had grown to 8 employees and 2,420 members. Yuma County Credit Union has a B+ health rating.
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The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 Yuma County Credit Union had $0 in non-current loans and owned real-estate with $3.57 million in equity and loan loss allowances on hand to cover it. This gives Yuma County Credit Union a Texas Ratio of 0.00% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
In the past year, Yuma County Credit Union has increased its total deposits by $770,000, resulting in 2.79% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Yuma County Credit Union has shown is above average.
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Yuma County Credit Union has $32.13 million in assets with $3.57 million in equity, resulting in a capitalization level of 11.11%, which is excellent.
|Assets and Liabilities|
|Equity Capital||$3.55 million|
|Loan Loss Allowance||$14,000|
|Real Estate Owned||$0|
|Historic Data - March 2013|
|Equity Capital||$3.49 million|
|Loan Loss Allowance||$9,000|
|Real Estate Owned||$0|
|Profit Margin - Quarterly|
|Net Interest Margin||1.09%|
|Return on Assets||0.07%|
|Return on Equity||0.68%|
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|0.40%||$50k||-||Money Market Account|
|0.05%||-||-||Share Draft Checking|
|0.50%||$50k||-||12 Month CD|
|0.50%||$50k||-||18 Month CD|
|0.40%||$50k||-||6 Month CD|
|Yuma County Credit Union Locations|
|Branch Office||419 W 8TH AVE||YUMA, CO 80759|
|Branch Office||400 MAIN ST||WRAY, CO 80758-1725|