EmigrantDirect to 4.25% after Fed Mtg Tomorrow?

Most economists believe the Federal Reserve will raise interest rates from 3.75% to 4.00% when it meets tomorrow. So can we expect another rate increase from EmigrantDirect? After the Fed raised interest rates to 3.75% on September 20th, EmigrantDirect immediately raised their savings account rate from 3.50% to 4.00%. My opinion is that Emigrant may hold off before another rate increase.

The Fed has raised rates 6 times this year. However, Emigrant has just raised rates 3 times. Refer to my chart to see how Emigrant's rates have changed this year (haven't included the latest rate hikes yet). So my guess is that Emigrant may keep the savings account rate at 4.00% for the rest of the year. Around mid-November, they're scheduled to launch a new credit card with a top cash back reward. They can use this event to get more press and advertising. As you can see in the chart, many banks had equaled or surpassed Emigrant around late summer before Emigrant did the big 0.5% rate increase. My prediction is that the same thing will happen over the next couple of months.