Signup Bonus Summary for Major Online Banks
Sep 28, 2007 - 7:24 PM by Ken Tumin
Update 9/28/07: NetBank closed by the FDIC. See post for more details.
I thought it would be useful to give a summary of the latest signup bonuses for the national online banks. Some of them will be expiring at the end of this month. Several of the bonuses are not advertised on the banks' main websites and may not be officially available to the general public. Consequently, there's a chance you might not get the bonus even if there's a promotion webpage. So I've listed the official signup bonuses first which are being advertised followed by the unofficial ones. For each bonus, there's a link included to one of my previous posts for more info.
The Official Signup Bonuses
The Unofficial Signup Bonuses
Signup Bonuses Through Referrals
Recently Expired Bonuses
I thought it would be useful to give a summary of the latest signup bonuses for the national online banks. Some of them will be expiring at the end of this month. Several of the bonuses are not advertised on the banks' main websites and may not be officially available to the general public. Consequently, there's a chance you might not get the bonus even if there's a promotion webpage. So I've listed the official signup bonuses first which are being advertised followed by the unofficial ones. For each bonus, there's a link included to one of my previous posts for more info.
The Official Signup Bonuses
- NetBank - The $175 deal is still being advertised. It's the highest signup bonus around although it does require signing up for 3 different accounts to get the full $175. One thing to note is that it's not advertised at NetBank's site. The page that has the link to the NetBank promo page is at DrugStore.com. The offer seems to be intended as a perk for DrugStore.com customers. Since it is being publicly advertised, I consider it official.
- MetLife Bank - The only problem with this $50 deal is that it requires an initial $5K deposit. It is being advertised on their main page and is good till the end of the year.
- ebank - This $50 signup bonus requires opening a checking and a savings account. Both have minimum deposit requirements. The bonus is advertised on their main page. Offer expires the end of this month.
- AmboyDirect - This $50 bonus only requires signing up for AmboyDirect's eSavings account. It does require a minimum balance of $3K to get the bonus. The bonus is advertised at their main page and is valid until 10/30/05.
The Unofficial Signup Bonuses
- Etrade Bank - They have a $50 signup bonus for their money market account. Only $100 is required to open, but $1K is needed to avoid fees. The promo page is a special page on their website that's not being advertised. Offer expires November 15th.
- HSBC - Some people received an official $35 signup bonus offer in the mail. They were given a promotion code to use at HSBC's site. When I checked with HSBC I was told these promotions were intended only for specific customers. Back in September many Fatwallet members signed up with one $35 promo code and they're still waiting for their bonus. Another September $25 promo code and a $35 promo code issued early this month seemed to have worked. Many on this thread have reported success. Here's the link to the $35 bonus page. It expires at the end of this month. Refer to my earlier post for more info.
- EmigrantDirect - There's no official EmigrantDirect signup bonus. However, you may be able to get a $10 bonus by signing up through a link at MyMoneyBlog. The site owner is an affiliate with EmigrantDirect and gets $20 for each person who signs up through his affiliate link. Instead of keeping all of the $20, he'll split it with those who use the link. He does have some rules to keep the process organized. A $10 signup bonus isn't great, but this 4.0% EmigrantDirect account is. For more info on EmigrantDirect, check out my previous post.
Signup Bonuses Through Referrals
- ING Direct - When an ING Direct member sends you a referral email, you'll receive $25 when you join using the link in the email. The member receives $10. ING Direct just changed the rules on this offer. You'll need to make an initial deposit of at least $250. Check this post for more info on this referral. There's also a $50 signup bonus if you've purchased various personal finance software.
- VirtualBank - When a VirtualBank member sends you a referral email, you'll receive $20 when you join using the link in the email. The member also receives $20. A $100 initial deposit is required. Check out this post for more info.
Recently Expired Bonuses
- MyBankingDirect - They use to offer $25 for signing up for their money market account. They ended it earlier this month when they raised their money market rates from 3.75% to 4.00%. No big loss here. It required $5K initial deposit to get this bonus.
Featured Accounts
Useful Resources
Nationwide Savings Accounts
Banking Guy (anonymous) - #1, Monday, October 24, 2005 - 8:13 AM
Almost forgot to mention the NetBank iPod bonus. Check out this post for more info.
Anonymous - #2, Monday, November 13, 2006 - 11:18 PM
FRESH ING REFERRAL LINKS
Use one of the links below to open a savings account with ING Direct and you'll receive an automatic bonus of $25 added to your account. Savings with ING Direct are FDIC insured and will earn you a 4.40% INTEREST return on your money with no risk, fees or costs!
The online banking is incredibly user-friendly, interest accrues daily, and signing up takes 5 minutes. Use one of the links below or email me at dinodcbc2@comcast.net
Always happy to help
Thanks, Ben
ING DIRECT $25 BONUS 1
ING DIRECT $25 BONUS 2
ING DIRECT $25 BONUS 3
ING DIRECT $25 BONUS 4
ING DIRECT $25 BONUS 5
Anonymous - #3, Wednesday, November 29, 2006 - 10:21 PM
FRESH ING REFERRAL LINKS
Use one of the links below to open a savings account with ING Direct and you'll receive an automatic bonus of $25 added to your account. Savings with ING Direct are FDIC insured and rates just rose to 4.50% INTEREST return on your money with no risk, fees or costs!
The online banking is incredibly user-friendly, interest accrues daily, and signing up takes 5 minutes. Use one of the links below or email me at dinodcbc2@comcast.net
Always happy to help
Thanks, Ben
ING DIRECT $25 BONUS 1
ING DIRECT $25 BONUS 2
ING DIRECT $25 BONUS 3
ING DIRECT $25 BONUS 4
ING DIRECT $25 BONUS 5
ING DIRECT $25 BONUS 6
Anonymous - #4, Friday, December 1, 2006 - 9:46 PM
FRESH ING REFERRAL LINKS
Use one of the links below to open a savings account with ING Direct and you'll receive an automatic bonus of $25 added to your account. Savings with ING Direct are FDIC insured and rates just rose to 4.50% INTEREST return on your money with no risk, fees or costs!
The online banking is incredibly user-friendly, interest accrues daily, and signing up takes 5 minutes. Use one of the links below or email me at dinodcbc2@comcast.net
Always happy to help
Thanks, Ben
ING DIRECT $25 BONUS 1
ING DIRECT $25 BONUS 2
ING DIRECT $25 BONUS 3
ING DIRECT $25 BONUS 4
ING DIRECT $25 BONUS 5
ING DIRECT $25 BONUS 6
ING DIRECT $25 BONUS 7
Anonymous - #5, Wednesday, December 13, 2006 - 12:27 PM
FRESH ING REFERRAL LINKS
Use one of the links below to open a savings account with ING Direct and you'll receive an automatic bonus of $25 added to your account. Savings with ING Direct are FDIC insured and rates just rose to 4.50% INTEREST return on your money with no risk, fees or costs!
The online banking is incredibly user-friendly, interest accrues daily, and signing up takes 5 minutes. Use one of the links below or email me at dinodcbc2@comcast.net
Always happy to help
Thanks, Ben
ING DIRECT $25 BONUS 1
ING DIRECT $25 BONUS 2
ING DIRECT $25 BONUS 3
ING DIRECT $25 BONUS 4
ING DIRECT $25 BONUS 5
ING DIRECT $25 BONUS 6
ING DIRECT $25 BONUS 7
Anonymous - #6, Wednesday, January 17, 2007 - 3:24 PM
FRESH ING REFERRAL LINKS
Use one of the links below to open a savings account with ING Direct and you'll receive an automatic bonus of $25 added to your account. Savings with ING Direct are FDIC insured and rates just rose to 4.50% INTEREST return on your money with no risk, fees or costs!
The online banking is incredibly user-friendly, interest accrues daily, and signing up takes 5 minutes. Use one of the links below or email me at dinodcbc2@comcast.net
Always happy to help
Thanks, Ben
ING DIRECT $25 BONUS 1
ING DIRECT $25 BONUS 2
ING DIRECT $25 BONUS 3
ING DIRECT $25 BONUS 4
ING DIRECT $25 BONUS 5
ING DIRECT $25 BONUS 6
ING DIRECT $25 BONUS 7
ING DIRECT $25 BONUS 8
Anonymous - #7, Saturday, February 3, 2007 - 7:42 PM
FRESH ING REFERRAL LINKS
Use one of the links below to open a savings account with ING Direct and you'll receive an automatic bonus of $25 added to your account. Savings with ING Direct are FDIC insured and rates just rose to 4.50% INTEREST return on your money with no risk, fees or costs!
The online banking is incredibly user-friendly, interest accrues daily, and signing up takes 5 minutes. Use one of the links below or email me at dinodcbc2@comcast.net
Always happy to help
Thanks, Ben
ING DIRECT $25 BONUS 1
ING DIRECT $25 BONUS 2
ING DIRECT $25 BONUS 3
ING DIRECT $25 BONUS 4
ING DIRECT $25 BONUS 5
ING DIRECT $25 BONUS 6
ING DIRECT $25 BONUS 7
ING DIRECT $25 BONUS 8
ING Direct Savings (anonymous) - #8, Saturday, November 24, 2007 - 5:35 PM
ING Direct Orange Savings Account $25 promotion.
If you open this account with an initial deposit of at least $250, you will receive a $25 bonus to get you started. To qualify for this bonus, you must use the link provided below.
Each link can only be used once so make sure there isn't a paragraph of red text stating the promo is no longer valid or has expired.
High interest, no fees, no service charges, no kidding.
With an Orange Savings Account, you earn a variable 4.20% Annual Percentage Yield (effective 11/01/07) with a level of flexibility, freedom, and security you simply won't find at other banks. And because your account is FDIC insured, your account is secure.
Enjoy!
ING Direct Orange Savings
ING Orange Savings $25 Bonus
ING Orange Savings $25 Bonus
ING Orange Savings $25 Bonus
ING Orange Savings $25 Bonus
ING Orange Savings $25 Bonus
ING Orange Savings $25 Bonus
ING Orange Savings $25 Bonus
ING Orange Savings $25 Bonus
Anonymous - #9, Sunday, February 3, 2008 - 12:11 PM
I got some referrals too - you just need to deposit $250 for 30 days and you get $25 and I get $10
[url="http://home.ingdirect.com/promo/promo_set.asp?t=%a8%6a%8e%8f%95%8a%90%8e%89%88%88%88%8f%95%8d%8e%8c%91%8d%c1%8b%89"]Orange Savings - $25 Cash[/url]
[url="http://home.ingdirect.com/promo/promo_set.asp?t=%99%5c%80%81%b3%87%7c%82%80%7b%7a%7a%7a%81%87%7f%80%7e%83%7e%83%82"]Orange Savings - $25 Cash[/url]
ING Direct (anonymous) - #10, Saturday, February 23, 2008 - 6:35 PM
Providing links for both Orange Savings and Electric Orange.
Updated Regularly
ING Direct $25 Referral Bonus
Enjoy!
Anonymous - #11, Saturday, March 29, 2008 - 9:39 AM
ING Direct - Electric Orange Checking
Electric Orange is all–electronic, paperless checking account. Use one of the links below to get a $25 referral bonus!
Features
Interest Bearing Account - 2.25% or higher
Free Debit Card
Free ATM access
Free Bill Pay
Free Electric Checks
Safe, Secure and Smart
learn more
Instructions
To receive your $25 referral bonus, open and fund your Electric Orange Account with at least a $250 initial deposit. After clicking a referral link, click “Apply Now”.
Electric Orange Referral 1 ($25 bonus)
Electric Orange Referral 2 ($25 bonus)
Electric Orange Referral 3 ($25 bonus)
Electric Orange Referral 4 ($25 bonus)
Electric Orange Referral 5 ($25 bonus)
Anonymous - #12, Saturday, December 27, 2008 - 4:41 PM
I've had my ING Direct account for a couple of years now and the experience has been great. They even offer a bonus for new customers. When you open an account for at least $250 (only by using the referral), you will receive a $25 bonus from ING. If you would like a referral, please send your full name and email address to andy7984@aol.com.
INGReferrals (anonymous) - #13, Friday, June 26, 2009 - 4:42 AM
$25 bonus referrals for ING Orange savings and Electric Orange accounts are always available at ingreferrals.com/referral_links
Anonymous - #14, Tuesday, August 4, 2009 - 10:23 AM
I've had my ING Direct account for a couple of years now and the experience has been great. They even offer a bonus for new customers. When you open an account for at least $250 (only by using the referral), you will receive a $25 bonus from ING. If you would like a referral, please send your full name and email address to andy7984@aol.com.
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