Bank of America Extends Checking Bonus
Dec 5, 2005 - 7:28 AM by Ken Tumin
If you haven't already taken advantage of this deal, there's now plenty of time. Bank of America is offering a signup bonus of $50 for opening a checking account online. I had posted about this bonus last September. At that time the promotion's expiration date was 11/30/2005. It's now extended until 4/15/2006.
This bonus is now open to any checking account except the CampusEdge Checking account. The best deal is the MyAccess Checking account since there's no balance requirement if you have direct deposit. Based on reports from this fatwallet thread, the direct deposit requirement can be met by making deposits from ING Direct. Bank of America's regular Checking Account and Advantage Checking Accounts both have balance requirements to avoid the monthly fee.
This bonus is now open to any checking account except the CampusEdge Checking account. The best deal is the MyAccess Checking account since there's no balance requirement if you have direct deposit. Based on reports from this fatwallet thread, the direct deposit requirement can be met by making deposits from ING Direct. Bank of America's regular Checking Account and Advantage Checking Accounts both have balance requirements to avoid the monthly fee.
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Anonymous - #1, Tuesday, December 13, 2005 - 9:45 AM
Bank of America will show up as a "hard inquiry" on your credit report.
Even though most banks only do "soft inquiries" I have been denied due too many inquiries ... Bank of America is the only hard inquiry in 2005
Banking Guy (anonymous) - #2, Wednesday, December 14, 2005 - 7:09 PM
Thanks for the info about Bank of America.
For those who don't know, too many hard inquiries on one's credit report can be harmful. Refer to this fatwallet thread for more info on this issue.
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