5% 27-Month CD at an Ohio CU.

Bay Area Credit Union is offering a 5.00% APY certificate special with a $1K minimum and a 27-month term. The special is for a limited time and requires new money.

Bay Area Credit Union is located in the city of Oregon in Northwest Ohio. The field of membership includes those who live in the Ohio cities and townships of Oregon, Northwood, Genoa, Walbridge, Millbury, Allen, Clay, Lake and Jerusalem. The credit union is NCUA insured.

Since Bankrate.com doesn't list 27-month CDs, I'll compare this to what's currently listed for 30-month CDs. The highest rate is 4.95% APY at AMTrust Bank of Cleveland, Ohio and Intervest National Bank of New York, New York.