4.95% 7-Month CD at a California CU

The Stanford Federal Credit Union is offering a 4.954% 7-Month Liquid Certificate. The CD has a $10K minimum deposit and is for new money only. Maximum deposit limit is $500K. The liquid feature allows you to withdraw funds as often as you want without penalty. However, balances under $10K will cause the account to be closed with a $100 early closure fee.

The credit union's field of membership includes the Stanford Community and employees and members of several organizations.

The credit union has 4 branches in Palo Alto and Stanford, California. It is NCUA insured with $700M in assets and over 44,000 members.