5.25% 24-Month CD at a Florida Bank

Peoples First Community Bank is offering a 5.25% APY 2-year CD. There's a $1K minimum required deposit. It also requires a checking account. Many of the checking accounts at this bank have no minimum balance requirements to avoid fees. Other CD specials include a 4.75% 18-month CD and a 4.50% 12-month CD. These certificate specials are not listed at the bank's website, but were advertised in the Orlando Sentinel and the Daytona Beach News (see online ad).

The bank has branches throughout Central and North Florida including the cities of Jacksonville, Panama City, Tallahassee, Pensacola, Altamonte Springs, Apoka and Kissimmee.

The best 24-month CD currently listed at Bankrate.com is 5.00% APY at American United Bank of Lawrenceville, Georgia.