5% 10-Month CD at Wachovia Bank in Georgia

Wachovia Bank in Georgia is advertising a 5.00% APY 10-month CD. The minimum deposit is $5K and $2K for IRA CD. This special requires a new or existing Wachovia Crown checking account. This certificate of deposit rate is not advertised at Wachovia's website, but in an ad in the March 21st edition of the Savannah Morning News. The ad is available online here. According to the ad, this special is available in the Georgia counties of Bulloch, Chatham, Glynn and Liberty. Offer expires April 28, 2006.

Wachovia has also been advertising a 4.85% APY 14-month CD with these same requirements in other areas of the country. This Wachovia ad showing the 4.85% CD was pubished in the March 23rd edition of the Columbus Ledger-Enquirer.

These CD specials may be a good deal for those who already have a Wachovia account. These specials do require Crown Banking which has a $20 monthly service fee unless you have $5K in checking, savings and/or money market accounts or $4K with direct deposit. The monthly fee can also be avoided with $10K in combined balances in CDs, deposit IRAs, or various laon balances.