5.20% 9-Month / 4.85% 4-Month CD at a California Bank

Vineyard Bank is advertising two nice short-term CD specials: 5.20% APY 9-month CD and a 4.85% APY 4-month CD (rate info, pdf). Both require a minimum deposit of $1,000 and the money must be new to the bank. Out-of-state money does not qualify for these promotional rates. Credit for this find goes to this commenter. Thanks!

This bank has branches in several cities in Southern California including San Diego, Manhattan Beach, Irwindale, Irvine, and Chino.

The highest certificate of deposit yield for a nine month term currently listed at Bankrate.com is 5.00% APY at Nexity Bank of Birmingham, Alabama. Nexity also has a 5.15% APY 12-month CD. All have a minimum of $1K.