5.25% 13-Month CD at a California CU

Cal State 9 Credit Union is offering a 5.25% APY 13-month CD. The minimum deposit requirement is $5K, and the money must come from outside the credit union. Last month Cal State 9 had a similar certificate special but with only a 5% yield.

Cal State 9's field of membership includes residents of the following California counties: Alameda, Contra Costa, Marin, Napa, San Francisco, San Mateo, Solano, Sacramento and Santa Clara.

The credit union is NCUA insured and has over 25K members and over $320M in assets. It's rated 3/5 stars for financial strength by Bankrate.com.