5.26% 6-Month CD at World Savings

Mar 20, 2006 - 7:13 PM by Ken Tumin

World Savings is doing another one of its unadvertised CD specials. I heard rumors of it so I called after I couldn't find it mentioned on the World Savings' website. Here are the details:

5.26% APY 6-month CD
$10K minimum and $100K maximum deposit
New money only
Offer expires April 22nd
Early withdrawal penalty = 3 months of interest

I was told you can get this CD special using the bank's online application, but you'll have to specify this rate in the comment field since the application only lists the standard 6-month rate. I would recommend contacting World Savings before applying for this special. You can also open the CD by visiting one of the branches.

World Savings is still offering a 5.01% APY 5-month liquid internet certificate of deposit. I first posted on this back in February. This one is advertised online at this promo page, however, it's not advertised from the bank's main pages.

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In order of date posted. - Sort by votes

Sree (anonymous) - #1, Monday, March 20, 2006 - 7:48 PM

I just called the northern CA office, they are closed. their recorded phone message is giving rates but this was not advertised. I will go to their branch tomorrw and check personally
thanks for the information

Anonymous - #2, Monday, March 20, 2006 - 8:02 PM

I went to the branch (in Northern CA) and CSR mentioned this deal to me. She said it is starting tomorrow

Sree (anonymous) - #3, Monday, March 20, 2006 - 8:52 PM

Prtty good Anonymous.. I am also going tomorrow to the Keily Blvd x Homestead Ave Branch in Santa Clara, CA. Will deposit some money.

Brian (anonymous) - #4, Tuesday, March 21, 2006 - 11:09 AM

Great deal...thanks Banking Guy!

Anonymous - #5, Tuesday, March 21, 2006 - 2:10 PM

Note that the 5.26% 6-month CD at World Savings actually has a pretty flexible maturity date - it is not restricted to just 6 months. You can select from 6 month to 11 month maturity dates for the same 5.26 APY rate.

Sree (anonymous) - #6, Tuesday, March 21, 2006 - 2:21 PM

You are right Anonymous.. I just opened my account. Note is..
You need to tell "My Friend got a mailer that you are offering some CD with 5.26% APY, I want to open one." Then they will open one for you.

As you said, you can ladder the CDS with the time lines of 6,7,8,9,10,11 months. Pretty good customer service at the branch too.

Thanks a lot Ban-KING guy :-)

Banking Guy (anonymous) - #7, Tuesday, March 21, 2006 - 3:06 PM

Thanks everyone for posting what you've found.

Banking Guy (anonymous) - #8, Tuesday, March 21, 2006 - 3:38 PM

I've added another post with some more of these details. Thanks again for the comments! -Ken

5.26% 6-Month CD at World Savings

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