5.90% 18-Month CD at a Houston CU ($90K min)

Smart Financial Credit Union has a CD promotion with some very high rates for large deposits. The best deal is Jumbo 18-month CD with a 5.90% APY. The minimum deposit is $90K. The 18-month Mini-Jumbo CD only requires $25K and has an APY of 5.38%. The regular CD requires $1K minimum and has an APY of 5.12%. There are also special rates for 30-month and 60-month terms. Below is the full rate list for these special certificates of deposit:

   
Term     $90K min  $25K min  $10K min   $1K min
18 month    5.90%     5.38%               5.12%
30 month    5.59%     5.06%               4.80%
60 month    5.69%     5.54%     5.38%

The credit union's field of membership includes those who live in Harris and Montgomery County, Texas. There are 7 branches around the Houston area.

The credit union is NCUA insured with 82,000 members and $315 million in assets.

Credit for this find goes to eMoneyCentral.