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ING Direct / VirtualBank Referral Bonuses

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ING Direct's Winter Save Up Sale may be over, but at least they still have one of the best referral bonuses. This helps to make up for the fact that their rates have lagged many of their online competitors by about 0.5% over the last year.

If you plan to keep a small balance, a signup bonus can be more important than top rates. For example, if you plan only to keep $500 in the account, it'll take 10 years of interest at EmigrantDirect to exceed the $25 ING referral bonus plus the interest at ING Direct (assuming ING continues to lag by 0.5%). The referral bonus has the extra benefit in that after you sign up, you can make $10 for each referral bonus you send to a friend.

ING Direct Referral Bonus

I've used up all my ING Direct referrals, however, a friend who has helped me on this blog still has many left. He has created a special email address to receive referral requests @ bankreferral@gmail.com. Please make sure to include "ING Direct" and your first and last name in the email.

The referral bonus pays $25 when you sign up at ING Direct and make an initial deposit of $250. There is no minimum balance requirement after the hold period is over. You can make $10 for each referral that you make up to a total of $250.

Please refer to this post for more info on ING Direct.

Virtual Bank Referral Bonus

Virtual Bank has a similar referral bonus as ING Direct. In VirtualBank's case, the bonus is $20 and the person sending the bonus gets $20. The initial deposit has to be at least $100 for the eMoney Market account. There is no minimum after the account is opened. Currently Virtual Bank is paying a nice 4.60% APY. However, the interest rate did lag for most of last year. For more info on VirtualBank and the referral bonus, refer to this previous post.

Virtual Bank handles referrals a little different than ING Direct in that once you send a referral, you can't cancel it. So if the person doesn't join within 30 days, you lose that referral opportunity. If you would like a Virtual Bank referral, please send a request to my friend @ bankreferral@gmail.com with your first and last name and specifying that you want a VirtualBank referral.

[Post updated on 10/29/07]


  Tags: ING DIRECT, Virtual Bank, savings account

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Comments
113 Comments.
Comment #1 by Anonymous posted on
Anonymous
I have some ING Direct Referral bonuses available. Please send an email to kyh267@yahoo.com

1
Comment #2 by yannick2006 (anonymous) posted on
yannick2006
I have referral available for ING Direct sign-up bonus.

I have also referral for virtualbank sign-up. Here is a summary of the referral bonus you can have from this bank:

• VirtualBank - Person signing up gets $20. Person referring gets $20 for up to 50 people. Minimum initial deposit is $100. After the initial deposit, you are free to withdraw (after the initial hold period).Current interest rate is 4.6% APY

If you decide to join and need a referral to get the $25 bonus from ING DIRECT or the $20 bonus from VirtualBank, simply e-mail me with your first and last name along with your email address and which bank you would like to join. That's all I need. I’ll send you ASAP a referral link by e-mail.

e-mail: yannickbankreferral@yahoo.com

1
Comment #4 by Anonymous posted on
Anonymous
Let me know if you need a Virtual Referral. they do tend to be slow... sometimes you must call and give them the name of the person who referred you or whom you referred.... fb2484@aol.com

1
Comment #5 by Anonymous posted on
Anonymous
Have 9 ING Direct Referrals available. Please respond to mio008@msn.com by June 30th.

1
Comment #6 by Patrick (anonymous) posted on
Patrick
I'd like to put my VirtualBank bonuses to use before they discontinue the program, so I'm willing to give an additional $5.00 via paypal to anyone who uses one of my referrals. This offer is serious, so if you're interested in the little extra cash, send me an email:

trick3LL@yahoo.com

1
Comment #7 by pwshorr (anonymous) posted on
pwshorr
Has anyone used an online bank teller before? Are they helpful? I'm looking into it for a story.

1
Comment #8 by Anonymous posted on
Anonymous
I have 8 ING Direct referrals available. Just email your first and last name and preferred email address and I'll set up the link for you.
my email:
sharlynns AT hotmail

1
Comment #9 by Anonymous posted on
Anonymous
I have many ING referrals available. I have been with the bank for more than a year and have been very happy. email me your full name for a referral at ncosmas@gmail.com

1
Comment #10 by Anonymous posted on
Anonymous
I have many ING Direct referral bonuses available. If you want one, send your name and e-mail address to rakhan [at] vt [dot] edu.

1
Comment #11 by Andy (anonymous) posted on
Andy
Yep, I've got plenty of referrals too if you want the $25 sign up bonus.

Just email me!
afurey2@gmail.com

Also, I have nothing but good things to say about ING Direct. I have been using them for over a year now. Their rates have gone up steadily (no lag). Their customer service is outstanding. When you call the 800 number there is no computer menu! I called today and within 10 seconds I was talking to a REAL live person. You don't see that anymore these days! Impressive for an online bank.

1
Comment #12 by Mary (anonymous) posted on
Mary
I have a bunch of ING Direct and VirtualBank referrals to give. If you want one send me an e-mail at icptack@yahoo.com

1
Comment #13 by Anonymous posted on
Anonymous
I have a lot of ING referral links. If you need one, please email me at jameshuston83@hotmail.com. Thanks.

1
Comment #14 by NBAMarketing (anonymous) posted on
NBAMarketing
I have some ING Direct referrals as well.

I will add an extra $1 "Gift of Savings" in addition to the $25 referral, so you'll be getting $26

Email me at mxk167@case.edu

1
Comment #15 by Anonymous posted on
Anonymous
I have many Ing referrals. If anyone is seeking to earn $25 when opening there account cotact me at eugeneb181@yahoo.com

1
Comment #16 by van (anonymous) posted on
van
Does anyone have any virtual bank referrals?
my email is van.shing@gmail.com

1
Comment #17 by Anonymous posted on
Anonymous
DLOL @ MXK167

1
Comment #18 by Anonymous posted on
Anonymous
I have plenty of referrals for the ING Orange Savings... email me at lmbethke@hotmail.com

1
Comment #19 by Anonymous posted on
Anonymous
i have virtual bank and ing referrals if anyone needs one! just email me at vshing@ucla.edu

1
Comment #21 by Anonymous posted on
Anonymous
I can send the $25 referral to anyone that needs it as well. What's better than FREE money? email: g19fan@hotmail.com

1
Comment #22 by Anonymous posted on
Anonymous
Diregard the above addy... messed up my own email.... doh

I can send the $25 referral to anyone that needs it as well. What's better than FREE money? email: g26fan@hotmail.com

1
Comment #23 by StevenBurda (anonymous) posted on
StevenBurda
I have one too. Let me know if you need one "referal code" email, and I will send you one.


- Steven Burda -
e-mail: steven.burda.mba @gmail.com
http://www.linkedin.com/in/burda
(to connect to my professional network)

1
Comment #24 by Loretta (anonymous) posted on
Loretta
I have all my referrals left too. Please e-mail me at lorettaso@gmail.com if you would like one. Thanks.

1
Comment #25 by Hannah Casper (anonymous) posted on
Hannah Casper
I have many referrals left for Virtual bank. I've been investing in their CD accounts for over a year now, and I've found them to be highly efficient.

Email me at hannah_casper@yahoo.com with your name & preferred email address, and I'll send you a referral ASAP.

1
Comment #26 by Anonymous posted on
Anonymous
Click HERE for an ING Direct referral.

(Auto link)

1
Comment #28 by Anonymous posted on
Anonymous
for $50 referral bonus on $250 min deposit for new accounts, email abaliga1@gmail.com

1
Comment #30 by Anonymous posted on
Anonymous
Only problem is that you cannot get the bonus if you have ever had an account with them.

1
Comment #35 by hannah_casper@yahoo.com (anonymous) posted on
hannah_casper@yahoo.com
I still have a lot of referrals left for Virtual bank. I've had CD accounts with them for close to 2 years now, and I highly recommend their service.

If you need Virtual bank referral, email me with your name and preferred email address, and I'll send you one ASAP. hannah_casper@yahoo.com

1
Comment #37 by Hannah_Casper (anonymous) posted on
Hannah_Casper
I'll be happy to send you both Ing Direct and Virtual Bank referral bonuses within 24 hours.

Ing Direct has a built-in "gift of savings" option where you can contribute funds to another Ing Direct account. If you open an Ing Direct account with me, I'll gladly add $3 more to your account. That would make your sign-up bonus at $28. Remember, the minimum opening fund is $250 to receive the Ing Direct bonus.

Email me with your first and last name and your preferred email. That's all! Thanks!

hannah_casper@yahoo.com

1
Comment #41 by Ryan Frost (anonymous) posted on
Ryan Frost
The post above was for ING. Sorry!

1
Comment #42 by hannah_casper@yahoo.com (anonymous) posted on
hannah_casper@yahoo.com
If you're undecided between opening an account with ING Direct or Virtual Bank, my recommendation would be Virtual Bank. Here's why:

1. Currently, Virtual Bank's e-Money Market earns 4.6% APY whereas ING Direct Savings earns 4.4%.

2. The minimum deposit amount for Virtual Bank is only $100 whereas it's $250 for Ing Direct. While ING Direct's sign-up bonus of $25 seems more generous than Virtual Bank's $20, actually, you're getting 10% in interest with ING whereas you would be making 20% of your money in interest with Virtual Bank.

In the end, I really don't see why you shouldn't open both accounts (and close one or the other or both after the mandatory incubation period) to pick up the free money they're throwing at you, but if for any personal preference you want to open just one of the two, I would say you're currently better off with Virtual Bank.

My third and last reason for opting for Virtual Bank is that while both ING and Virtual Bank both offer opportunities for you to pick up bonuses for referring other clients once you have an active account with them, ING only pays you $10 (and something like $250 max) while Virtual Bank pays you $20 just for referring and you can earn $1000 maximum. That, I think, is a very attractive perk for going with Virtual Bank.

Having said that, both banks are reliable and very easy to bank with, and I'm happy with both. I still have lots of referrals for both ING Direct and Virtual Bank if you would like me to send you one within 12 hours (I do obsess with emails...)
Thanks!

hannah_casper@yahoo.com

1
Comment #43 by hannah_casper@yahoo.com (anonymous) posted on
hannah_casper@yahoo.com
Hi, if you need a referral for either ING Direct or Virtual Bank, just send me your first and last name and your email. Thanks again!

hannah_casper@yahoo.com

1
Comment #44 by Anonymous posted on
Anonymous
I love ING, and I enjoy going to their cafes in NY + Philly!

If you need a referral, I am happy to help - email your full name to poofystars@yahoo.com

1
Comment #45 by hannah_casper@yahoo.com (anonymous) posted on
hannah_casper@yahoo.com
Hi, I still have more than 30 referrals left for Virtual Bank and 22 for Ing Direct (I'm fairly new to this bank though with Virtual Bank, I'm a bit of an "older timer" now).

Virtual Bank has given me "virtually" no problems in terms of crediting my referral bonuses. As soon as I refer a friend, they credit my account in less than 3 business days. Ing Direct has been lagging in terms of crediting my account. For instance, I'd referred my mom to ING on 11/17/06, but until I called them today "demanding" my $10 referral bonus, they had not credited my account. However, the phone call took less than 5 minutes, and once they received my call, they speedily gave me what was due. I plan on keeping my ING direct at minimum funding and putting my money at higher-rate banks; currently, I have some money in at Everbank checking (6.01% APY for the first 3 months of opening the account), Emigrant Direct (5.15% APY; I have pennies here since most of my money is sitting at Everbank where it's collecting 6.01% interest, but once that promotion's over, I plan on transferring the money to Emigrant); then I have a couple of hundred dollars in ING Direct and the rest tied up in the Virtual Bank 12-month CD (at 5.85% API, not bad at all). I also plan on transferring $100 to the Virtual Bank e-money market account once my CD matures with them.

So far, my bank-bonus shopping has been fun and rewarding. I recommend it to anyone who wants the safest, highest yield on every dollar they invest!

If you need a referral for either ING Direct or Virtual Bank, just send me your first and last name and your email. Thanks again!

hannah_casper@yahoo.com

1
Comment #46 by lucho (anonymous) posted on
lucho
For a referral to Virtual Bank you can email me your name and email at lucho2box@gmail.com

thanks !

1
Comment #48 by Ryan F (anonymous) posted on
Ryan F
If you would like a $20 Virtual Bank referral, email me at ryan_frost[at]sbcglobal.net and I'll get back to you ASAP. Thanks.

1
Comment #50 by Anonymous posted on
Anonymous
INGDirect Referral's Here !!!

I have some ING Direct Referral bonuses available. Please send an email to ydevaraj@gmail.com.

I will get back to you ASAP.

1
Comment #52 by Anonymous posted on
Anonymous
I have some ING Direct Referral($25) & Virtual Bank($20) bonuses available. Please e-mail me you full name and e-mail address to mikeiza17@yahoo.com

1
Comment #53 by hannah_casper@yahoo.com (anonymous) posted on
hannah_casper@yahoo.com
Good news! ING Direct Money Market interest rate just went up to 4.5%. making it among the top 8% of the highest yielding bank in savings.

I'm happy to report that the referral bonus problems I've been having with Ing Direct is not resolved--my referral bonuses are being credited to my account right away.

Virtual Bank has been wonderful as usual in crediting my referral pay.

If you need referrals for either ING Direct or Virtual Bank. just email mewith your first and last name & your preferred email address. I really wouldn't waste my time with the so-called referral links. I do question their validity, first and foremost.

My email is hannah_casper@yahoo.com. Thanks!

1
Comment #54 by hannah_casper@yahoo.com (anonymous) posted on
hannah_casper@yahoo.com
OOps, sorry, just wanted to point out the typo above. I meant to say that my issues with ING Direct is NOW resolved, and that they're crediting me with the bonus referrals.

I'll be happy to send you referrals for both ING Direct and Virtual; my email is hannah_casper@yahoo.com. Thanks so much!

1
Comment #56 by hannah_casper@yahoo.com (anonymous) posted on
hannah_casper@yahoo.com
I want to apologize to anyone who might have been offended by my comment the other day that I wouldn't trust with referral links. I didn't mean to insinuate that any of the links here on this site or any other are dubious--I simply don't know. I am, however, speaking from experience with ID thefts and am personally weary of clicking on links where I must type in personal information, including my SS#. I'm sure most of these links are valid; I just wouldn't want to be a victim to that one link that's bad; that's all.

1
Comment #58 by Anonymous posted on
Anonymous
if you are looking for a referral to ING Direct contact me. Easiest 10% return on your initial $250 deposit you can make. pen247@hotmail.com

1
Comment #60 by Anonymous posted on
Anonymous
I have plenty of referrals, send an email with your first and last name to: camille_edmison@hotmail.com

I wouldn't trust the referral links. I clicked on a few and none of them mention the bonus. The email I send you will explain the $25 and is directly from ING to you. :)

1
Comment #62 by Anonymous posted on
Anonymous
I have referrals available. The e-mail will come directly from ING. Just send me your e-mail address and name. My address is reasor97(at)yahoo.com. Replace (at) with @

Thanks!

1
Comment #67 by hannah_casper@yahoo.com (anonymous) posted on
hannah_casper@yahoo.com
I still have lots of referrals for both ING and Virtual Bank. If I had to choose between the two, I would say Virtual Bank is better simply because they are faster with crediting the referral bonuses into my account. With ING, I had to call in to request that my account be credited (once I called, they were absolutely very helpful). I still say you should open both!

For a quick referral directly from ING or Virtual Bank, send me your first & last name and your preferred email address. I'll respond within 14 hours. My email is hannah_casper@yahoo.com

1
Comment #70 by Anonymous posted on
Anonymous
I have also enjoyed the referral bonuses from ING but was a little disappointed that the interest rate lags from other nearly identical accounts (i.e Emigrantdirect with 5.05% APY-same exact ease of use).

What I did was deposit $250 to get the bonus and then withdrew after 1 month to keep only a minimal balance with ING, with the rest of my money in a higher interest bearing account.

With no minimum balance, I keep ING open just to collect the referrals, but don't have to settle for the lower interest rate!

Thoughts anyone??

1
Comment #75 by hannah_casper@yahoo.com (anonymous) posted on
hannah_casper@yahoo.com
I've had a CD account with Virtual Bank since last March but didn't know about their $1000 referral bonus opportunity until early November of '06. Since then, I've made about $500 just on referral bonuses.

As with my ING Direct account, I probably made signifcantly less, maybe about $100 so far (not including my initial $25 sign-up bonus. While ING Direct's referral bonus (for the referree) is only $10 and can't quite compete with the generous $20 Virtual Bank bonus, I still have to say that the great thing about ING is that they do credit you super fast--within the hour of the referred person's application sign-up.

I really think this is an easy (and fun) way to make free money. In short, if you're thinking about opening an account with either ING or VB (or both--why NOT??), I would say go for it, not only for the $25 and $20 sign-up bonuses, respectively, but for the chance to make $1250 thereafter just referring others to sign up.

Lastly, it literally takes 10 seconds to refer someone to open either VB or ING. The referral link with directions come directly from the banks, so you really don't have to do anything but type in the referred person's name & email address. That's all!

I still have lots of referrals left for Virtual Bank and ING Direct if you're interested. All I need is your first and last name & your preferred email address. I do respond within 14 hours, usually much sooner than that.

Email me at hannah_casper@yahoo.com.

Thanks for reading.

1
Comment #79 by Jack Bauer (anonymous) posted on
Jack Bauer
This guys will help you with your ING Direct referrals if you sign up under him. Check the deal out:

http://www.nobrainerdeals.net/bank_deals.html

1
Comment #87 by Anonymous posted on
Anonymous
I have several ING Direct Referral bonuses available. Just e-mail me your full name for a referral at cgeorge5@yahoo.com

1
Comment #88 by Anonymous posted on
Anonymous
I also have some $25 dollar ING referal bonuses available. Send an email to Gypsy313309496@aol.com if interested.

1
Comment #90 by Rich (anonymous) posted on
Rich
i as well have some referral links. please send me your full name to rlcooper83@gmail.com and i will send that linke out to you right away.

1
Comment #91 by Kevin (anonymous) posted on
Kevin
I just opened an IGN Direct account. If you need a referral for the $25 bonus, send your full name to kevstp@yahoo.com and I'll send you a link ASAP.

1
Comment #92 by Ryan (anonymous) posted on
Ryan
Check out NoBrainerDeals.Net for the best bank referral offers from ING Direct and Virtual Bank. Among other good offers!

Thanks.

1
Comment #93 by kev (anonymous) posted on
kev
I just signed up! If you need a referral for the $25 bonus, email your full name to kevstpvr@gmail.com and I'll send you the link right away.

1
Comment #94 by Anonymous posted on
Anonymous
Click here to get your $20 sign-up bonus from VirtualBank.com! Sign-up and then get $20 for each of your friends.

1
Comment #99 by kevin (anonymous) posted on
kevin
I signed up about a month ago. I've made two referrals so far and everything has worked great! If you need a referral for the $25 bonus, email your full name to kevstpvr@gmail.com and I'll send you the link right away.

1
Comment #101 by Ryan (anonymous) posted on
Ryan
Check out NoBrainerDeals.Net for the best bank referral offers from ING Direct and Virtual Bank. Among other good offers!

Thanks.

1
Comment #104 by Nikhil (anonymous) posted on
Nikhil
Want to Earn $25 from INGDRECT account. Mail me at nikhil_gupta@onwardgroup.com. INGDIRECT offers 4.5% APY with no Minimum Balance & no paper work.

1
Comment #106 by xie (anonymous) posted on
xie
INGDirect and Virtualbank Referrals Here !!!

Please send an email to
xhflyxh@gmail.com.

I have some ING Direct Referral bonuses available.

If you open this account with an initial deposit of at least $250, you will receive a $25 bonus to get you started and I will get a $10 thank you bonus. To qualify for this bonus, you must use the link in this email.

Rules:(virtualbank)
You and your friend will earn $20.00 each if your friend applies for and opens an eMoney Market account with the link provided in the referral email that we send to your friend. This offer will be available to your friend for 30 days after the date you click on the REFER button. Your friend must open a new eMoney Market account and must not be an existing VirtualBank or Lydian Private Bank accountholder. The $20.00 referral gift will be deposited into the account you designate upon the opening of your friend's account but will not be available for withdrawal for 30 days. These funds will be reported as interest on your 1099INT.

Please send an email to
xhflyxh@gmail.com. I will reply you ASAP.

1
Comment #107 by Anonymous posted on
Anonymous
INGDirect and Virtualbank Referrals Here !!!

Please send an email to
xhflyxh@gmail.com.

I have some ING Direct Referral bonuses available.

If you open this account with an initial deposit of at least $250, you will receive a $25 bonus to get you started and I will get a $10 thank you bonus. To qualify for this bonus, you must use the link in this email.

Rules:(virtualbank)
You and your friend will earn $20.00 each if your friend applies for and opens an eMoney Market account with the link provided in the referral email that we send to your friend. This offer will be available to your friend for 30 days after the date you click on the REFER button. Your friend must open a new eMoney Market account and must not be an existing VirtualBank or Lydian Private Bank accountholder. The $20.00 referral gift will be deposited into the account you designate upon the opening of your friend's account but will not be available for withdrawal for 30 days. These funds will be reported as interest on your 1099INT.

Please send an email to
xhflyxh@gmail.com. I will reply you ASAP.

1
Comment #109 by Anonymous posted on
Anonymous
Well, I guess it's my turn to jump on the referral bandwagon. I, too, have plenty of ING Direct Referral bonuses that I would love to share, believe you me. If you need any, send me an e-mail at athingdivine@yahoo.com.

1
Comment #110 by John (anonymous) posted on
John
I have all my ING referrals available and will call them for you to follow up on it if need be. I'm at jmacbill@gmail.com

1
Comment #111 by Anonymous posted on
Anonymous
I need a VirtualBank referral. Send an email to lkdr95@yahoo.com Thanks!

1
Comment #112 by John (anonymous) posted on
John
i need an ING referral. i am planning on opening an electric orange checking acct. email me at alkoholiks@gmail.com

1
Comment #113 by Anonymous posted on
Anonymous
Thanks for the VirtualBank referral!!

1
Comment #115 by Patrick (anonymous) posted on
Patrick
I'm almost maxed on my VirtualBank referrals (such easy cash!) and would like to utilize the last of 'em, so I'll up the ante by offering $5 extra via PayPal to anyone who uses a referral. Just email me, you're likely to get a reply quickly.

trick3LL at yahoo.com

1
Comment #118 by Quick cash $20 (anonymous) posted on
Quick cash $20

1
Comment #119 by Anonymous posted on
Anonymous
I have all my ING referrals available ... just email me at smile.life143@gmail.com to get a new referral.

1
Comment #121 by Anonymous posted on
Anonymous
New ING referals available

If have many links for ING direct savings account. If you need a referal bonus of $25.....mail me at sunil2001@hotmail.com

1
Comment #122 by Anonymous posted on
Anonymous
I also have many ING referral bonuses. If you need one drop me an email at meishou@gmail.com

1
Comment #123 by Anonymous posted on
Anonymous
I still have many ING and Virtual Bank referrals. Just send me your first & last name & your preferred email address. The referral link will come directly from the bank, and the entire application process should take no more than 10-15 minutes.

Thanks!
hannah_casper@yahoo.com

1
Comment #124 by Anonymous posted on
Anonymous
I have plenty of referrals too. Just send me your e-mail address and name to goblue01@hotmail.com

Thanks.

1
Comment #125 by Anonymous posted on
Anonymous
I have ING Direct Referrals avaliable. when you sign up you'll get $25 with a deposit of $250. also, YOU WILL GET EXTRA $5 VIA PAYPAL for me for my using referrals. I will end up getting $5 for providing a referral. if you are interested, e-mail me at volodya_nazarkevych@hotmail.com
you will need to provide me with your e-mail address and your full name.

1
Comment #126 by Anonymous posted on
Anonymous
If you open an ING Direct account of at least $250 and need a referral, please email me your name and email adress. You will receive a $25 bonus (I will get $10). Plenty of referrals left.

1
Comment #128 by $$$ (anonymous) posted on
$$$
$20 VirtualBank.com Bonus Ca$h! Email me at trilogy456@gmail.com. They gave me the bonus faster than any other bank.

1
Comment #129 by Anonymous posted on
Anonymous
VirtualBank $20 referrals and INGDirect $25 referrals available. Email hiev2006@hotmail.com

1
Comment #130 by Anonymous posted on
Anonymous
Hi, if you need a referral for either Virtual Bank or ING (or both), just email me with your first & last name & the email address where you want to receive the referral. As you know, ING Direct's referral bonus is $25, and Virtual's is $20. (FYI: ING tends to credit the referral bonus almost immediately; Virtual takes a few business days.)

Thanks!
hannah_casper@yahoo.com

1
Comment #131 by Zach (anonymous) posted on
Zach
I have ING referrals. If you open a savings account with $250 you will receive $25 and I will receive $10. If you want a quick referral then email your full name to me at zachzelmar@gmail.com.

1
Comment #133 by Anonymous posted on
Anonymous
ING CD rates down today, time to start looking elsewhere.

1
Comment #134 by Anonymous posted on
Anonymous
hey there,

I have a handful of ING Direct referral links available. If you deposit a minimum of $250, you receive a $25 bonus while I receive a $10 bonus.

If you are interested, e-mail me at jonmlee210@yahoo.com.

Thanks

1
Comment #136 by Jeremiah (anonymous) posted on
Jeremiah
I have ING and Virtul Bank referrals left. Will give $5.00 bonus via Paypal for Virtubal Bank referrals and extra $2.00 gift for refferals. Email me at nativeapache@gmail.com. Remember Virtual Bank requires a $100.00 deposit and ING requires a $250.00 deposit. Good luck.

1
Comment #137 by Jeremiah (anonymous) posted on
Jeremiah
Sorry I meant to say $5.00 bonus for Virtual Bank referrals via Paypal and $2.00 gift for ING refferals. Thanks

1
Comment #140 by Anonymous posted on
Anonymous
I have many referrals left for both ING Direct & Virtual Bank.

If you need a referral, just send me an email with your first & last name. The referral will come directly from the above bank(s).

Thanks!
hero_sherman@yahoo.com

1
Comment #141 by Anonymous posted on
Anonymous
VirtualBank $20 referrals and INGDirect $25 referrals available. Email hiev2006@hotmail.com

1
Comment #142 by Anonymous posted on
Anonymous
I have 20+ ING codes available. Email me at colantonij@aol.com

1
Comment #143 by Jeremiah (anonymous) posted on
Jeremiah
EXTRA $5 BONUS VIA PAYPAL FOR VIRTUALBANK REFERRAL or ING DIRECT REFERRAL, Just give me your name at nativeapache@gmail.com. The $5 bonus is in addition to the bonus you receive from the bank bonus of $20 from Virtual Bank or $25 from ING. SO MAKE $25 from Virtual Bank and $30 from ING!!

1
Comment #145 by Syelle (anonymous) posted on
Syelle
I have all of my referrals remaining. If you'd like the $25 bonus to open your ING direct orange savings account, please email me with your first name, last name, and email address.

Enjoy!

syelle@paris.com

1
Comment #146 by Anonymous posted on
Anonymous
If you need referrals for either ING Direct Electric Orange Checking or Savings ($25) or from Virtual Bank ($20), just send me an email with your first & last name at hero_sherman@yahoo.com.

FYI, if you're undecided about either ING or Virtual, I would recommend ING. This is because while ING credits the $25 bonus almost immediately and is hassle-free to sign up an account, Virtual these days tends to be SLOW, requesting additional documents by fax or mail and taking a while to credit the $20 bonus. I've had quite a few family members sign up for both accounts (to pick up the bonuses), and with ING, my folks are perfectly happy while some of them have simply given up on Virtual Bank. My bro for instance, applied with Virtual; they asked for him to fax the drivers license and utility bill which he did, but then thereafter, he didn't hear from them, period. After leaving several messages, he just gave up. Hopefully this is an exception as Virtual used to be quite efficient in the past, but given their mediocre rates and slow services, I'd definitely not deposit more than the mandatory $100, take everything out soon thereafter except a buck or two, and just cancel after the 6-month window.

Let me know if you need additional input.

hero_sherman@yahoo.com

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Comment #148 by Anonymous posted on
Anonymous
I still have ING direct referrals (both for Electric Orange and for the Savings account). I have been really happy with my account!

You can email me at hsp02004 (at) pomona.edu. Thanks!

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Comment #149 by Daniel (anonymous) posted on
Daniel
www.ingreferral.com has an easy to use form for a referral

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Comment #151 by Slashtown (anonymous) posted on
Slashtown
I've got plenty of referrals left. So send me an email with your name and email address to hayaishi2003{at}yahoo.com and I'll give anybody who needs one a referral

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Comment #152 by Trisha (anonymous) posted on
Trisha
I opened my ING Savings Account on Tuesday night and my $25 bonus was there the next morning! It was so easy, quick and painless! :)

I have many referrals left. I have referrals left for both the Orange Savings and Electric Orange. If you'd like me to send you a referral email for your $25 bonus, please send your name and email address to me at: trishahaywood@gmail.com.

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Comment #159 by Anonymous posted on
Anonymous
If anyone would like a savings bonus link you can email me at logic411@hotmail.com

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Comment #160 by kjhspa (anonymous) posted on
kjhspa
I have plenty of referrals left. email me at kjhspa at gmail . com

I am not happy with the current paltry rate of 3.00%, 3.05% APY, but these days this rate is not that awful, and I have no other complaints. I will say this has been the easiest and most convenient online savings account I have had so far.

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Comment #164 by Anonymous posted on
Anonymous
Get your $25 with a $250 opening deposit - just e-mail me at kellyr1977 at yahoo dot com with your first and last name and your e-mail and I will send you a referral - it's that simple!

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Comment #165 by Jeremy (anonymous) posted on
Jeremy
I anyone wants a referral to ING Direct email me @ INGdirectReferral@gmail.com

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Comment #166 by Jeremy (anonymous) posted on
Jeremy
If anyone wants a referral to ING Direct email me at INGdirectReferral@gemail.com

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Comment #171 by Ruth (anonymous) posted on
Ruth
Just wanted to let you and everyone else know that your friend who offers the referrals was very prompt to reply to my request; I had the referrals within hours. I have started the opening process with ING and VirtualBank, and couldn't be more pleased with the referral process offered. Don't hesitate to request your referrals from the email given in this post. Thanks so much to both of you!

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Comment #175 by Anonymous posted on
Anonymous
I have some referrals for your free $25 ING Savings bonus left. Please send me an email at free99bank99money [AT] gmail [DOT] com. (without the four 9's)

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Comment #176 by night-of-columbus (anonymous) posted on
night-of-columbus
I have some ING Direct Savings referrals. If you need one, please email me at zachhamer@gmail.com

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Comment #177 by Anonymous posted on
Anonymous
Here are some additional referral links for ING Orange Savings account. If you use one of the links below to open an account, you’ll receive a $25 signing bonus (with an initial deposit of at least $250).

ING Orange Savings $25 bonus #1

ING Orange Savings $25 bonus #5

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Comment #178 by Anonymous posted on
Anonymous
ING Direct has a easy, intuitive interface to use and I have been with them for almost 4 years now. If you need any referrals to earn $25, email me at nidhi_hiten at hotmail dot com

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Comment #179 by Jeremiah (anonymous) posted on
Jeremiah
SHARE 1/2 of MY REFERRAL BONUS WITH YOU FOR VIRTUAL BANK. I GET $10.00 U GET $30.00. YES I NEED MONEY OR SO COULD YOU. HAVE PLENTY OF REFERRAL LINKS TO GIVE PLEASE EMAIL ME AT nativeapache@gmail.com if you are interested!

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Comment #180 by bakerguy (anonymous) posted on
bakerguy
I have a ton of referrals left....please email me at cszczyg1@emich.edu and I'll email you one!

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Comment #182 by Anonymous posted on
Anonymous
If anyone needs a referral code to open up a Virtual Bank eMoney Market account, let me know. I can send you a referral link...thats $20 for you and $20 for me. Setup is easy, and I got the money in a 2-3 weeks.

Just send me a quickie email me at neethu151@gmail.com

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Comment #183 by Miguel (anonymous) posted on
Miguel
I have a bunch of ING referrals left, if you would like to have one email me at gotreferrals@gmail.com

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Comment #185 by Anonymous posted on
Anonymous
I have referral link for Wachovia Bank to earn $25 easily.

Also I have referral link for Virtual Bank as well.

Email me at netcashnow@gmail.com, Thanks.

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Comment #186 by Anonymous posted on
Anonymous
Click here to get your $20 sign-up bonus from VirtualBank.com! Sign-up and then get $20 for each of your friends.

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Comment #189 by Anonymous posted on
Anonymous
VirtualBank will give you $20 to sign up through a referal... all you need is to put $100 in a eMoney Market Account, it is very easy and if you are married just sign up with the min. and then refer your spouse and you will make a quick $60...

Contact me at abwiii@hotmail.com and I will send you the $20 referal
oh yea... apy is 2.53% and they are FDIC INSURED

Please only ask for a referal if you want to sign up... they wont let me send more than 50 referals and I have sent 8 already...

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Comment #191 by Anonymous posted on
Anonymous
Rate dropped to 1.65% on 03/03/2009

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Comment #195 by Anonymous posted on
Anonymous
HI! I have fresh Virtual Bank referrals as of OCT '09! That's $20 free for both of us.

Email me at jamessweeney100@gmail.com and I'll get back to you quickly! THANKS.

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Comment #196 by Anonymous posted on
Anonymous
If anyone is looking for ING referral links for $25, send me an email ingrefs@gmail.com

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Comment #199 by Connie (anonymous) posted on
Connie
I have tons of referrals as well for anybody who needs one, for either account (Orange savings or Electric Orange checking). Just email me at connielovesbeauty @ gmail . com

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Comment #202 by Anonymous posted on
Anonymous
Hey there,

ING's referral program is still active. New customers who open an account of $250 or more can earn a $25 bonus by signing up through a referral link.

If you need a link, simply fill out the info below, and send it to dreamnight07 (at) live.com. I'll respond ASAP with your referral.

First Name:
Last Name:
Account Type:

The four account types are Savings, Electric Orange (Checking), Kids Savings, or MONEY (Money Market).

Remember, you must be a new ING customer to receive the bonus, and you must deposit at least $250 into the account *at the time of opening*. Not afterwards, or the bonus won't be credited to your account.

If you have any questions, please send me an e-mail, and I'll be happy to answer. Thanks, and have a good day!

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