6.00% 36-Month CD at a Colorado CU

BCS Community Credit Union has two nice certificate of deposit specials. The first is a 6.00% APY (5.85% APR) 36-month CD. The minimum is $10K. It's also available in an IRA. The second is a 6.00% APY 60-month CD. The minimum is $1K and it allows additional deposits. CDs that allow additional deposits can be useful to guard against falling interest rates.

The credit union's field of membership includes those who live, work or worship within the City of Wheat Ridge, Colorado. Also it also includes employees of Burlington Northern Santa Fe, Union Pacific Railroad and Amtrak.

The credit union is NCUA insured. It's a small credit union with assets of $17 million and 2,600 members.