5.86% 31-Month CD at a South Dakota CU

Black Hills Federal Credit Union is having a certificate and IRA special. The best CD special is the 31 month term. The available APYs range from 5.50% to 6.07%. The minimum deposit for the 5.50% APY is $100. An APY of 5.75% is available with a minimum deposit of $25K. With an Ultimate Checking Account and $25K deposit, the APY is 5.86%.

The field of membership includes those who live, work, worship or attend school in any of the following South Dakota counties: Pennington, Custer, Fall River, Lawrence, and Meade.

The credit union is NCUA insured with $551 million in assets and 46K members.