6.00% 18-Month CD at a California CU

USE Credit Union is offering a 6.00% APY 18-month certificate of deposit. The minimum deposit is $5K. Additional deposits of $1K or greater are allowed before maturity. The credit union also has a 7% APY 7-month CD with a $2.5K maximum deposit limit. The money must be new to the credit union.

The field of membership includes all those who live, work or worship in any of the California counties of Alameda, Sacramento, San Diego, Santa Clara and Yolo. In addition there's a long list of eligible employers and organizations. Members of the KPBS, Public Broadcasting Station, San Diego, CA are also eligible to join. Basic membership is available for $25.

USE's membership and account applications can be done online. There's a $10 membership fee and a $5 deposit is required in a no-interest, no-fee account.

Branches are located in California cities of San Diego, La Jolla, La Mesa, Chula Vista, San Jose, Davis, Berkeley, Oakland and Sacramento.

USE Credit Union is NCUA insured. It has $768 million in assets and over 76K members.