Chartway's 8% 8-Month CD Promotion Ends Friday
Jul 26, 2006 - 9:50 AM by Ken Tumin
Chartway Credit Union will be ending its 8% APY 8-month CD promotion this Friday (7/28/06). So time is running out. The maximum deposit is $8K with the potential of $24K depending on the number of people you refer. The first $8K deposit requires that a new member be referred by an existing Chartway member. Existing members must refer a new member to be eligible.
Refer to my Chartway referral post if you want to find referrals or ask for one. Note that you must be eligible to join this credit union regardless of being referred. Another thing to note, a commenter mentioned that Chartway does a hard pull on your credit. For more info on this issue of hard credit pulls, refer to this FW hard pull thread.
Thanks to thecpa for mentioning this deadline. If you have already opened this CD, your opinion of this special and this credit union is much appreciated.
Refer to my Chartway referral post if you want to find referrals or ask for one. Note that you must be eligible to join this credit union regardless of being referred. Another thing to note, a commenter mentioned that Chartway does a hard pull on your credit. For more info on this issue of hard credit pulls, refer to this FW hard pull thread.
Thanks to thecpa for mentioning this deadline. If you have already opened this CD, your opinion of this special and this credit union is much appreciated.
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Anonymous - #1, Wednesday, July 26, 2006 - 12:20 PM
The CD rate is great but the opening process does take a long time 9-20 days although the interest is retroactively credited.
I don't see the promotion expiration anywhere on the website?? also, ends Friday means the last date to open is Friday or is it Thursday?
Banking Guy (anonymous) - #2, Wednesday, July 26, 2006 - 1:04 PM
Here's the comment that was left by thecpa about this CD promotion:
"Chartway's 8% CD special will end on FRIDAY July 28th. I confirmed with a CSR just now"
Sounds like it'll end at the end of Friday.
Anonymous - #3, Wednesday, July 26, 2006 - 3:10 PM
CSR told me that promo ends Monday, July 31.
thecpa (anonymous) - #4, Wednesday, July 26, 2006 - 3:49 PM
Promo ends FRIDAY. Confirmed with several CSR's. Chartway will give a 7 business day grace period for new applicants to send in their money. Make sure the CSR notes your account as "in process and awaiting funds". Also, confirm that your referral application actually was approved before you proceed to send the funds. Else, when they send the email to the CSR that opens the CD, she'll kick it back a month later. You'll have only earned 1/2% interest for a month on $8K. I'm sure many will experience this. Good luck!
Anonymous - #5, Thursday, July 27, 2006 - 3:08 AM
I would not suggest this credit union. It's a HARD PULL on your credit report!!!!
Anonymous - #6, Thursday, July 27, 2006 - 7:36 AM
Regarding deadline: It's MONDAY, see CSR chat transcript below --
crbrennaman: Welcome to Chartway chat! How may I assist you today?
Web Visitor: When will the 8% CD promo end?
crbrennaman: The certificate promotion for 8-months, 8% APY will end at close of business on Monday, July 31, 2006.
Web Visitor: Thanks.
Anonymous - #7, Thursday, July 27, 2006 - 9:09 AM
Confirmed Monday is end date this morning with CSR.
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