5.75% 6-Month CD at a California CU (SAFE)

SAFE Credit Union is offering a special 5.75% APY on its SelectTerm Plus Certificates. There's a minimum $10K deposit for regular CDs and a $25 minimum for IRA certificates. You have a choice of terms from 6 months to 60 months. It requires at least 50% of the funds to be money new to the credit union. The APY without this new money requirement is 5.43%.

I had last reported on this credit union in July when it was offering a 5.80% 11-month CD. This credit union has regularly offered very good CD specials.

The credit union's field of membership includes residents of the following California counties: Sacramento, Placer, Yolo, Yuba, Sutter, Amador, Butte, Contra Costa, Nevada, San Joaquin, Solano and El Dorado. It also includes several employeer groups and associations.

SAFE Credit Union is NCUA insured with $1.3 billion in assets and 117,000 members.