5.80% 9-Month CD at a Georgia Bank (Seasons Bank)

Seasons Bank is offering a 5.80% APY (and interest rate) 9-month certificate of deposit. The minimum is $500. New money is required.

The bank's main office is located in Blairsville, Georgia. There's another branch in Blue Ridge. According to the CSR, you can open the CD by mail but you either have to already have an account at the bank or live in the state of Georgia. Initially, the CSR thought this was available to those who live outside of Georgia, but after further checking the CSR said this was not the case. Similar confusion seemed to happen when I reported on a Seasons Bank CD special last May.

The bank has been FDIC insured since 2003. The bank is rated 3 out of 5 stars at Bankrate.com.