Dedicated to Deposits: Deals, Data, and Discussion

5.92% 60-Month CD at a Texas CU (Greater Texas FCU)


Greater Texas Federal Credit Union has a special offer for their share certificates with terms of 12 months and longer. You can get an additional 0.25% on the standard published rates. The APY ranges from 5.92% for a 60-month CD, 5.76% for a 42-month CD, 5.71% for a 36-month CD and a 5.65% for a 12-month CD. All have a minimum deposit of $1K. The bonus requires that the money be new to the credit union.

The early withdrawal penalty equals interest from half of the CD term for the amount to be withdrawn. Partial withdrawals won't close the CD as long as the balance remains above $1K.

The credit union's field of membership includes residents of Bryan-College Station, Bastrop, East or Central Travis County or Central Hidalgo County areas. Branches are located in Austin, Arlington, Bastrop, Bryan, College Station, Dallas, Edinburg, Houston and San Antonio.

The credit union is NCUA insured. It has $255 million in assets and over 60K members.