Chartway's 8% CDs are Over, But 6.25% 13-mo CDs are Still Available

Chartway FCU ended its special 8% 8-month CD referral program last Monday. However, the credit union is still offering some nice CD specials (see pdf). These include a 6.25% APY 13-month CD, a 6.00% APY 10-month CD and a 5.75% APY 7-month CD. All have a minimum deposit requirement of $10K with no maximum limit. Preferred Plus, Elite 50 Plus or Premier Checking is required. The CDs are available without the checking account at rates 0.25% less.

The preferred Plus and the Elite 50 Plus checking accounts have a $10/month fee for balances under $2.5K. The Premier Checking Account has a $20/month fee for balances under $5K and a $20/month fee without direct deposit.

I was informed by a reader that Chartway does a hard credit pull when you open an account.

The field of membership includes those who live, work, worship or go to school in a defined geographic area served by the credit union's Virginia, Florida, Rhode Island and Texas branches. There are other ways to qualify for membership. Contact Chartway for details.

Branches are located in Virginia, Georgia, Rhode Island, North Carolina, Texas, Florida, Ohio and New Jersey.

Chartway is NCUA insured with $1.1 billion in assets and 156K members.