6.30% 15-Month CD at a Georgia Bank (Bank of Ellijay).
Oct 14, 2006 - 3:40 PM by Ken Tumin
The Bank of Ellijay is offering a 6.30% APY 15-month certificate of deposit. The minimum is $10K. It requires the opening of a free checking with interest account or a personal money market account or premium money market account. This is a limited time offer.
The bank is located in Ellijay, Georgia which is about 40 miles north of Atlanta.
It's a new bank that has only been FDIC insured since April, 2006.
The bank is located in Ellijay, Georgia which is about 40 miles north of Atlanta.
It's a new bank that has only been FDIC insured since April, 2006.
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Anonymous - #1, Sunday, September 10, 2006 - 4:40 PM
From the website it looks like the bank is looking for local customers. Any infor on whether you have to come in to a branch to open it?
Banking Guy (anonymous) - #2, Monday, September 11, 2006 - 7:59 AM
I received some more info about this special from the bank. The special is still available but it's unknown how long it will last.
The bank representative stated that they can open this CD and the required checking or money market accounts by mail no matter where in the US you live.
Anonymous - #3, Monday, September 11, 2006 - 12:02 PM
I called to find out if they do a "hard" credit pull, and they DO.
wizeguyz (anonymous) - #4, Tuesday, September 12, 2006 - 3:12 PM
CSR now states that you must be a Georgia resident to open CD. I called twice to confirm this.
Banking Guy (anonymous) - #5, Tuesday, September 12, 2006 - 7:08 PM
Thanks for the update. Small banks often seem to change this out-of-state policy if a CD becomes too popular.
Anonymous - #6, Thursday, September 14, 2006 - 4:25 PM
Per telephone call to bank this afternoon, this offer expired Tuesday afternoon.
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