6.56% 36-Month CD at a Multi-State CU - Variable IRA (Western).
Oct 14, 2006 - 3:27 PM by Ken Tumin
Western FCU is offering a 6.56% APY 36-month variable IRA certificate. The minimum deposit is $1K. There's also a 6.00% APY 18-month variable IRA certificate. I was told the rate is based on the WesCorp floating certificate rate as published on the 15th business day of the month. It'll be interesting to see if this high rate remains on the next rate update. The penalty for early withdrawal is 90 days of interest.
The field of membership is open to Surfride Foundation members which is open to everyone. A $25 fee is required to join Surfrider as a regular member. Western has a long list of Select Employer Groups in which you can be immediately eligible to join.
Branches are located in Arizona, Arkansas, California, Colorado, Texas, Utah, Virginia and Washington.
Western is NCUA insured. It's a large credit union with over $1 billion in assets and almost 120K members.
The field of membership is open to Surfride Foundation members which is open to everyone. A $25 fee is required to join Surfrider as a regular member. Western has a long list of Select Employer Groups in which you can be immediately eligible to join.
Branches are located in Arizona, Arkansas, California, Colorado, Texas, Utah, Virginia and Washington.
Western is NCUA insured. It's a large credit union with over $1 billion in assets and almost 120K members.
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Anonymous - #1, Friday, September 8, 2006 - 2:05 PM
Thank you for the added information about how the rate is determined. I posted this to Fatwallet a few days ago in the hopes somebody else would provide that information. I appreciate you doing the research on it.
Banking Guy (anonymous) - #2, Sunday, September 10, 2006 - 3:17 PM
I would still like to get more info on this WesCorp floating certificate rate.
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