$100 Checking Account Bonus at Commerce Bank
Oct 25, 2006 - 8:42 AM by Ken Tumin
Commerce Bank is offering a $100 checking account bonus for opening its More Than Free Checking Account. The bonus is not well described at Commerce's website. It's also mentioned in this ad in the St. Louis Post-Dispatch, but without any details about the $100. So I called the bank. I was told that the bonus only requires you to open the More Than Free Checking with a minimum opening deposit of $100 and maintain the account in good standing for 4 months. You'll then be rewarded with the $100. There's no direct deposit requirement. The ad states the offer is good until November 11, 2006. However, the CSR said that it'll last through December.
Commerce Bank has branches in Kansas, Missouri and Illinois. You must reside in these states to open an account.
The bank is FDIC insured. It's rated as 4 out of 5 stars (sound) at Bankrate.com.
Commerce Bank has branches in Kansas, Missouri and Illinois. You must reside in these states to open an account.
The bank is FDIC insured. It's rated as 4 out of 5 stars (sound) at Bankrate.com.
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Anonymous - #1, Wednesday, October 25, 2006 - 11:43 AM
I called the bank,because I wanted to open the account over the phone, but they did not want to do it. They said that according to the Patriot Act they have to verify the identity of the customer. Citibank had no problem doing it by phone.
Unfortunately, they are not in the Chicago metropolitan area, so no chance to open an account...
Anonymous - #2, Wednesday, October 25, 2006 - 2:43 PM
did you ask whether they would verify identity via drivers license?
Citibank has no problem because they use credit history and your drivers license to verify your identity. Commercebank chooses not to pay for such a system.
Anonymous - #3, Thursday, October 26, 2006 - 8:06 AM
What they said was this:
You need to come to the branch, so we can see you and sign the signature card.
I have opened the checking account with Citibank recently over the phone without any problems.
Connie (anonymous) - #4, Thursday, November 2, 2006 - 5:55 PM
Haven't called the local (Kansas City, Mo) bank to varify but I know their branch banks are far and few between. if they didn't offer on-line banking it almost wouldn't be worth the trouble (to go to their branch to conduct 'banking business' every week.
Judy (anonymous) - #5, Friday, November 3, 2006 - 6:51 PM
There is WAY more to getting $100 out of them than what this site is telling you. You must sign up for MANY different services in order to acrue the $100: something like $10 for signing up for a debit card; $25 for direct deposit; $10 for bill pay; $15 for something else...those items may not exactly match the amounts - it was to make the point that it's a bunch of $10-$25 itmes you must sign up for to get the $100.
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