5.75% 11-Month CD at a New York CU (Capital Communications)

Capital Communications FCU is having a certificate special with a 5.75% APY 11-month CD. The minimum deposit is $500, and the money must be new to the credit union. There's also a 5.50% APY 7-month special certificate. These are available as either a regular or an IRA CD.

The field of membership includes anyone who lives, works, worships or attends school located in the New York State cities of: Albany, Cohoes, Mechanicville, Rensselaer, Schenectady, Troy, Watervliet or the Town of Green Island. You can also be eligible through select employee groups and by family. See site for details.

The credit union is NCUA insured. It has $470 million in assets and 49,940 members.