La Jolla Bank is offering a 5.75% APY 12-month certificate of deposit. A 5.50% APY 6-month CD is also available. Both have a minimum of $10k. You can apply for this CD online here. After submission, La Jolla will send you the account opening material by mail. You can fund the CD my mailing a check, wire transfer or by transfering from a La Jolla Bank account. The early withdrawal penalty is 2 months of interest.
Branches are located in Southern California and in Dallas, Texas.
The bank has been FDIC insured since 1985. It has a 4 out of 5 star safe-and-sound rating (sound) from Bankrate.com.