6.15% 6-Month CD at a Georgia Bank (United Community Bank).

United Community Bank in Cumming, Georgia is offering a 6-month, 6.15% APY certificate of deposit. The minimum deposit is $1,000 with no maximum. It requires that you open a checking account with a minimum opening balance of $100. The special ends this week. This special is not listed at the bank's website. A reader provided this info, and I obtained additional details from the bank.

They do offer the Ultimate Free Checking Account with no monthly fees. Also, there's a free halogen spotlight gift when you open this checking account.

This CD special is part of the celebration of a new branch in Cumming, and thus it's only available at the two branches in Cumming, Georgia (4365 Browns Bridge Road and 1015 Buford Highway). Call 770-888-1880 for more details. Cumming is in the northern suburbs of Atlanta.

United Community Bank has been FDIC insured since 1950.

Thanks to the reader who mentioned this special in the finding deals post.