10% 12-Month CD at a Florida Bank - $1K Max (Atlantic Coast)

Atlantic Coast Bank is having a special at its Julington Creek branch. They're offering a 10% APY 12-month certificate of deposit to new customers. The minimum and maximum deposit is $1000. Only one per household is allowed. This special is not listed on the website. A reader mentioned this special, and I called for the details. The CSR did not know how long this special would last. The reader also mentioned that the bank allows you to open an additional 10% 12-month CD if you open a no-minimum checking account. The CSR wasn't aware of this.

The bank is also offering a 5.65% APY 101-day CD special available at all branches. The minimum for this CD is $2,500. I was told they can open this one by mail. The bank is also offering a 4.00% APY checking account. This is listed at the website.

The Julington Creek branch is located in Jacksonville, Florida. The bank has been FDIC insured since 2000.

Thanks to the reader who mentioned this CD in the finding deals post.