5.75% 12-Month / 5.75% 60-Month CD at a Georgia Bank (Piedmont)

Piedmont Bank is offering 5.75% APY on certificate of deposit terms from 12 to 60 months. The minimum is $1,000, and these are available as regular or IRA CDs. Also, these are available as business CD's. Interest may be credited to the CD or paid by check.

Branches are located in Atlanta and Norcross, Georgia. On the rates page, it states that "Rates and terms offered are limited to Piedmont Bank's market area."

The bank has been FDIC insured since 2001. It has a safe and sound rating of 4 out of 5 stars (sound) at Bankrate.com.