5.75% 12-Month CD at a North Dakota CU (Northern Tier)

Northern Tier FCU is offering a special 5.75% APY 12-month certificate of deposit. The minimum is $2,500. It requires the member to open at least two additional services. One has to be a share savings account and the other can be a checking account. They do have a free checking account with no monthly service charges or minimum balance requirements. The CD is also available in an IRA.

Membership is open to those living within a 50 mile radius of Velva and Willow City and immediate family members of current members regardless of location. Branches are located in Velva, Willow City, Butte and Minot.

The credit union is NCUA insured. It has $54.5 million in assets and 11,014 members.