5.83% 14-Month CD at Washington DC CU (Interior FCU)

Interior FCU is having a special rate on a 14-month certificate. The APY is 5.83% (5.70% interest rate). The minimum deposit is $1,000. This is available as a term share certificate or an IRA certificate (Roth, Traditional or Coverdell). In addition to this promo, the credit union has competitive yields on all of its CDs. The 4-year CD has an APY of 5.72%. You can apply online for these.

The field of membership includes all employees and volunteers of the US Department of the Interior which includes the National Park Service and several other bureaus. There are several other select employer groups. See site for details. Note, anyone can volunteer in National Parks around the country. Although this can't be done in time for this promo, it might be useful for future promos. Refer to this article for volunteer information.

Branches are located in Washington DC and in Reston, Virginia. Applying for membership can be done by mail and accounts can be opened online. Also, they participate in the National CO-OP Network. So branch visits may never be necessary.

For those who join before November 30, 2006, the credit union will reward you with an initial $25 deposit for your savings account. The $25 balance in the share savings account is required for membership. See site for details.

The credit union is NCUA insured. It has $82 million in assets and 9,920 members.