6.33% 60-Month CD at a North Carolina CU (Team and Wheel)

Team and Wheel FCU is offering a 6.33% APY 60-month certificate. The minimum deposit is $50,000. The 48-month CD also has a competitive rate of 5.90% APY. It also has a $50K minimum. According to the CSR, the penalty for early witdrawal is 180 days of interest. The certificates can be opened by mail. The rates are subject to change weekly.

The field of membership includes active or retired Teamster Union members.

The credit union is located in Winston-Salem, North Carolina. It's NCUA insured. It has $12.7 million in assets and 3,104 members.