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$100 Citibank Checking and e-Savings Account Bonus

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Citibank
Citibank has another promotion for its e-Savings Account and EZ Checking accounts. Here's the Citibank promo page. The offer code is CS2P. You can apply online from the promo page or by calling 1-877-681-9200. Be sure to mention the code if you call. The offer ends 1/31/07.

This promo has one advantage over the $200 promo that I posted on in October. By signing up with this new one, it seems like you'll be free of any monthly fees regardless of balance. The one downside with this promo is that you have to make an initial deposit of $5K to qualify for the $100 bonus (only $1.5K is required for the older one). But with no balance requirements, you should be able to withdraw most of it. With a competitive interest rate of 5.00% APY in the e-Savings, you won't have to worry about losing much interest while the money is in the account. Note that Citibank does a hard credit inquiry in the application. Below is some of the important small print listed in the promo page:
To qualify for Free Citibank EZ Checking, you must apply online for both a new regular checking and e–Savings Account in the EZ Checking package by 12/31/2006. Your relationship package will then be free of monthly maintenance fees and per-check fees. Charges for other account-related services may apply. All accounts are subject to approval. Offer only available for first-time Citibank checking/deposit account customers, and is valid only once for any individual.

$100 offer is only available for first-time Citibank deposit (checking or savings product) account customers, and will be paid only once to any individual. Persons who currently have or at any time have had a deposit account at Citibank (or any of its predecessor banks) are not eligible. To receive this offer you must: 1.) make a single application for both a new regular checking and e-Savings Account in the EZ Checking package and open both accounts by 12/31/06 and fund the account with a minimum initial deposit of $5,000. $100 will be credited to your regular checking account within 90 days from the end of the statement period in which you met all of the above requirements.

Thanks to the reader who emailed me this new promo.

[Edit 12/30/06: Expiration date has been extended to 1/30/07.]

  Tags: Citibank

Comments
2 comments.
Comment #1 by Anonymous posted on
Anonymous
Looks like they extended the dates (now it's Jan 31st):



†To qualify for Free Citibank® EZ Checking, you must apply online for both a new regular checking and e–Savings Account in the EZ Checking package by 06/30/2007. Your relationship package will then be free of monthly maintenance fees and per-check fees. Charges for other account-related services may apply. All accounts are subject to approval. Offer only available for first-time Citibank checking/deposit account customers, and is valid only once for any individual.

...

** $100 offer is only available for first-time Citibank deposit (checking or savings product) account customers, and will be paid only once to any individual. Persons who currently have or at any time have had a deposit account at Citibank (or any of its predecessor banks) are not eligible. To receive this offer you must: 1.) make a single application for both a new regular checking and e-Savings Account in the EZ Checking package and open both accounts by 01/31/2007 and fund the account with a minimum initial deposit of $5,000. $100 will be credited to your regular checking account within 90 days from the end of the statement period in which you met all of the above requirements.

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Comment #2 by Banking Guy (anonymous) posted on
Banking Guy
Thanks for the update.

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