6.05% 60-Month CD at an Ohio CU (TopMark).

TopMark FCU has several high yield long-term certificates. These include a 6.05% APY 60-month CD, a 5.90% APY 48-month CD and a 5.75% 36-month CD. These rates require members to be in the Prestige Club. To be in this club members must be 50 years or older and have direct deposit or $1K on deposit in a TopMark savings account. The minimum deposit is $10K. For those not in the Prestige Club, the rates are 0.25% lower. These have a minimum deposit of $5K. There's also a 5.50% APY 17-month certificate special with a $5K minimum deposit. The Prestige Club bonus does not apply to specials.

The field of membership includes those who live, work, worship or attend school in Allen and Auglaize counties, Ohio. Membership is also open to the immediate family or household members of the primary member. Branches are located in Lima, Ohio.

The credit union is NCUA insured. It has $13.5 millioin in assets and 3,637 members.

[Edit 1/6/07: The CD rates have gone down. The best rate now is 5.27% APY for a 60 month term.]