5.50% 12-Month CD at a Texas Bank (Century)

Century Bank is offering a 5.50% APY 12-month certificate of deposit. There's a minimum deposit of $1K, and it requires a new or existing Century Bank checking account. This special CD is not listed at the bank's website. An ad with this special was published in the Dallas Morning News and is available online here.

Century Bank does offer a free checking account with no monthly balance requirements or monthly service charges.

The bank has been FDIC insured since 1934. It's rated as 3 out of 5 stars (performing) at Bankrate.com.