This rate is down from my last report in October, but it remains very competitive in the current interest rate environment. The credit union also has competitive rates on CDs with smaller balance requirements. These include a 5.50% APY 6-Month CD with a $2K minimum and a 5.25% APY CD with terms from 12 to 24 months for a $1K minimum.
The field of membership includes anyone who lives, regularly works, attends school, or worships in the California counties of Alameda, Contra Costa or Kings. There also many employers in their select employers group in which you can be eligible to join including the US Armed Forces in Nevada. See site for details.
Branches are lcoated in the California cities of Haywood, Fremont, Berkeley, Oakland, Pleasanton, San Leandro, Rodeo, Alameda, Pittsburg, Lemoore and Union City and in the Nevada city of Fallon.
The credit union is federally insured by the NCUA. It has $669 million in assets and 57,554 members.