I just opened another 6.25% CD online today at Penfed. One important change that I noticed in the application is that the maximum deposit allowed for funding from another bank is now $25,000 instead of just $10,000. I've heard that the $10K cap is removed after being a member for 6 months, but I've only been a member for only about 4 months. So I assume this change applies to everyone.
The maximum deposit by funding with a credit card remains at $10K. Be careful about this option. You never know when your credit card company may decide to charge you a cash advance fee.
The third option to fund the CD online is by transferring the money from your Penfed savings acocunt. There is no cap listed for this option. A reader made the good point that this can be an easy way to fund the CD online without any cap. Just do an ACH push of your money into the Penfed savings account from your other bank. Then you can fund the CD without any problems. I haven't done this so I don't know if there could be any complications. Also note that many banks can take 2 or more days for an ACH transfer to complete.
Readers have also mentioned that they've opened the CD by phone and did not have any deposit cap. If you're worried about opening this CD before Thursday, I suggest contacting Penfed. The CSR should be able to provide you with the best options.