5.80% 60-Month / 5.65% 12-Month CD at a Colorado CU (Ent)

Ent Federal Credit Union has special rates on all of its certificates as part of its 50th Anniversary. All CD rates receive an extra 0.50% bump. This applies to regular, IRA and business certificates. The yields range from 5.60% to 5.65% APY for terms from 3 to 23 months, from 5.68% to 5.74% APY for terms from 24 to 47 months, and from 5.76% to 5.80% APY for terms from 48 to 60 months. The minimum deposit is $500.

There are also some special types of CDs. Those under 18 can get a Money Space Certificate with an APY of 5.85% APY and a term of 12 months. Priority certificates allow early withdrawal of 50% of your balance without a penalty, a one-time chance for an additional deposit of $1,000 or more during the term, and a one time chance to change your rate during the term. These rates range from 5.58% to 5.62% APY for terms from 24 to 36 months. The minimum deposit is $5,000.

These special rates ends April 19, 2007.

Ent FCU had a couple of 6% CD promotions last year. The last one I reported on was in October. So this credit union has a history of high CD rates.

Field of membership includes those who live, work, worship or attend school in the following Colorado counties: Denver, El Paso, Pueblo or Teller Counties. Membership requires a minimum initial deposit of $35 to their savings account.

Ent FCU has 20 branches located in Colorado Springs, Aurora, Fountain, Peyton and Woodland Park.

Ent FCU is federally insured by the NCUA. It's a large credit union with $2.1 billion in assets and over 160,880 members.

Tags: Colorado, CD rates