Heritage Family Credit Union has several high rates on certificates. The highest rate is a 6.00% APY 51-month CD. The next best is a 5.65% APY CD with terms of 25 months and 36 months. The minimum deposit is $1,000. The early withdrawal penalty is 90 days of interest.
Field of membership includes those who live, work or worship in any of the following Vermont communities: Rutland, Addison, Bennington, Windsor or Windham counties. People who live, work or worship in Hooksett, New Hampshire are also eligible to become members. Membership requires a minimum $25 deposit into the Prime Share savings account.
Branches are located in Rutland, Fair Haven, Bennington and South Londonderry, VT and in Hooksett, NH. The credit union is federally insured by the NCUA. It has $141.3 million in assets and 22,816 members.
[Update 4/21/07: These certificates promotions have expired.]