Bank Deals Weekly Summary for March 3, 2007

This was one of those weeks in which you may have wished that any money you had in the stock market was in a bank. The stock market had its worst week in 4 years, and there are worries of a recession later this year (see Business Week article).

If a slowdown does occur, 5%+ savings accounts may become history. But this week, the high yield savings account rates remained strong without many changes. One noteworthy change was at Transportation Alliance Bank (TAB) which increased the rate on its savings account from 4.50% to 5.25% APY (see post). Another major change was at Everbank which increased the rate on its Yield Pledge Money Market account from 4.61% to 5.01% APY. New customers can still get a 6.01% APY for 3 months on this account so it looks competitive against HSBC's 6% promo. One downside with Everbank's MMA is the $1,500 minimum. Also, it doesn't have the best online application (see post).

There were some nice savings and checking account bonuses that I reported on this week. HSBC started a $75 bonus for its Interest Checking Account (see post). Citibank has a $25 bonus for its new Ultimate Savings Account. Unlike the e-Savings Account, it doesn't require a checking account. However, the rate is 0.10% lower at 4.65% APY (see post). Note, if you don't mind a Citi Checking account, you can get larger bonuses with other promotions (see post). For a full list of bonuses, check out my bonus category.

Although there's no bonus, World Savings now has a free checking account which could be useful for those with World CDs (see post).

For CDs, non-promotional rates generally moved lower this week, but some new high yield CD promotions were introduced. The banks that dropped CD rates included AmTrustDirect, Countrywide, Etrade, Netbank and GMAC Bank. There were a few banks that increased rates. E-LOAN made some slight increases. It now has a very competitive 18-month CD with a yield of 5.40% APY. UmbrellaBank made some large increases on its 6 month and 12 month CDs. Both are now 5.40% APY.

One surprise this week was at Washington Mutual. WaMu just started offering a 5.40% APY for its 12-month Online CD. Only AmtrustDirect and Netbank have higher one-year CD yields. Rates vary by state, but I checked several, and all showed 5.40%.

Another surprise this week at a major bank was at Wachovia which is offering a 5.75% APY 8-month CD for those in California (see post).

The 6.25% 7-year CD at Navy FCU ended this week. It's now down to 6% which is the same that Penfed offers. Penfed came out with its March rates, but there were no significant changes (5.74% APY 5 yr and 5.50% APY 3/4 yr). Agriculture FCU increased its long-term CD rates to now match what Penfed offers (see post). NASA FCU has a new short-term CD special with a 5.50% APY 15-month CD, 5.75% IRA (see post). Navy FCU still has its 6% 15-month special and Patelco Credit Union still has its 5.75% 14-month special.

For local deals, Ent FCU has some very competitive CD rates for those in Colorado. The rates range from 5.60% to 5.80% APY for terms from 3 to 60 months (see post). Premier America Credit Union is advertising in Houston a 7% APY 7-month CD with a $7K cap (see post). For a full list of local deals, refer to the local CD deal section below.

Thanks to all who have helped by leaving comments or sending emails on rate updates. Sorry I can't post on all of your suggestions.

The rates listed below are based on Annual Percentage Yield (APY). No minimum balances are required unless noted. MMA next to the rates indicate a money market account. Most MMAs have check writing and ATM cards. Online savings accounts usually lack both of these. The top lists include banks and credit unions with broad availability and with minimums around $10K or less. Previous weekly summaries are available for Feb 24th, Feb 17th, Feb 10th, Feb 3rd, Jan 27th, Jan 20th, Jan 13th and Jan 6th.

As of March 3, 2007

Checking/Savings/Money Market Accounts:

• Checking/Savings Account Bonuses

• Geauga Savings Bank - 5.45% ($25K min), see post
• AmTrustDirect - 5.36% ($1K min), my post
• BankUnited - 5.35% (min $5K), my post
• UFB Direct - 5.31%, my post
• Direct Huntington - 5.30% ($1K min), my post
• OneUnited - 5.30% (min $1K), my post
• Zions Bank - 5.30% MMA (min $1K) (5.34% $50K+), my post
• iGobanking - 5.30%, my post
• Apple Bank - 5.27%, my post
• WTDirect - 5.26% ($10K min), my post
• Countrywide - 5.25% (min $10K), (5.40% $50K+) my post
• Presidential Bank - 5.25% (min $5K, only first $35K receives this rate), offers 4.50% checking, my post
• Transportation Alliance Bank - 5.25% (5.15% for MMA), ($25 min), my post
• AmboyDirect - 5.25% (5.35% for $20K+), my post ($25 bonus)
• E-LOAN - 5.25% ($5K min), my post
• FNBO Direct - 5.25%, my post
• CapitalOne/Costco - 5.20% MMA (min $5K, Costco members only, $25 deal for exec. members)
• FirstFedDirect - 5.16% (min $1K) (closed to CA residents), my post
• Corus Bank - 5.16% MMA (min $10K to open)
• Discover Bank - 5.14% MMA (min $10K)
• Mutual Bank - 5.10% MMA (min $5K), my post
• MyBankingDirect - 5.10% MMA (min $5K), my post
• ETrade Bank - 5.05%, my post ($25 bonus)
• HSBC Direct - 5.05%, (6% new money promo and $75 checking bonus), my post
• EmigrantDirect - 5.05%, my post, (rate history)
• Tennessee Commerce Bank - 5.04% (min $10K), my post
• EverBank - 5.01% ($1.5K min), 6.01% 3-mo promo, my post
• UmbrellaBank.com - 5.00% MMA (min $1K) (5.15% $50K+), offers checking, my post
• GMAC Bank - 5.00% MMA (min $500), my post
• CapitalOne - 5.00% (MMA has same rate, but with checks and ATM. $100 min.), my post
• ebank - 5.00% Checking ($2.5K min), my post
• Washington Mutual - 5.00% (requires checking), my post
• Citibank - 4.75%, requires checking account, my post ($200 bonus)
• Self-Help Credit Union - 4.68% MMA (min $500), my post
• VirtualBank - 4.60% (min $100), (4.86% $50K+/ 5.13% $100K+) offers checking, my post ($20 bonus)
• GE Money - 4.50% (min $4K), (5.05% for $15K+), my post ($25 bonus)
• ING Direct - 4.50%, my post ($25 bonus), (rate history)
• MetLife Bank - 4.40% MMA (min $5K), my post ($50 bonus)
• Imperial Capital - 4.20% MMA ($2.5K min), offers free checking, my post
• NetBank - 3.75% MMA ($500 min), requires checking, my post ($250 deal)

3-Month Certificates of Deposit:

• EverBank - 6.01% ($1.5K min), checking account promo, see post
• VirtualBank - 5.44% (min $10K), my post
• Imperial Capital - 5.30%, ($2K min), my post
• Countrywide - 5.30% (min $10K), my post
• UFB Direct - 5.30% (min $8K)
• FirstFedDirect - 5.26% (min $10K), my post
• IndyMac Bank - 5.25% (min $5K), my post
• Corus Bank - 5.15% (min $10K)
• GMAC Bank - 5.15% (min $500), my post
• Charles Schwab - 5.04% (min $1K), my post
• UmbrellaBank.com - 5.00% (min $1K)
• ETrade Bank - 5.00% (min $1K), my post
• ebank - 5.00% (min $1K), 5.25% for ePremium checking customers
• Self-Help Credit Union - 4.97% (min $500), my post

6-Month Certificates of Deposit:

• Superior Savings - 5.60% (min $500)
• Merrill Lynch Bank - 5.50% (min $25K), my post
• FirstFedDirect - 5.46% (min $10K), my post
• IndyMac Bank - 5.45% (min $5K), my post
• VirtualBank - 5.44% (min $10K), my post
• UmbrellaBank.com - 5.40% (min $1K)
• NetBank - 5.40% (min $1K)
• AmTrustDirect - 5.36% (min $1K) my post
• Imperial Capital - 5.35%, ($2K min), my post
• Corus Bank - 5.35% (min $10K)
• NASA FCU - 5.35% (7 months) (min $1K), my post
• UFB Direct - 5.30% (min $8K)
• Countrywide - 5.30% (min $10K), my post
• iGobanking - 5.30% (min $500), my post
• Tennessee Commerce Bank - 5.30% (min $5K)
• E-LOAN - 5.25% ($10K min), my post
• ETrade Bank - 5.25% (min $1K), my post
• HSBC Direct - 5.25% (min $1K), new money only
• Self-Help Credit Union - 5.21% (min $500), my post
• EverBank - 5.20% ($1.5K min)
• EmigrantDirect - 5.20% (min $1K)
• ebank - 5.15% (min $1K), 5.40% for ePremium checking customers
• GMAC Bank - 5.15% (min $500), my post
• Washington Mutual - 5.10% (min $1K), rates vary by state
• ING Direct - 5.00%, my post
• Wells Fargo - 4.90% (5 months) (min $5K), rate and min vary by state, my post

9-Month Certificates of Deposit:

• World Savings - 5.45% (10 months) (min $10K), my post
• AmTrustDirect - 5.41% (min $1K) my post
• Imperial Capital - 5.35% ($2K min), my post
• FirstFedDirect - 5.35% (min $10K), my post
• Countrywide - 5.30% (min $10K), my post
• EverBank - 5.20% ($1.5K min)
• EmigrantDirect - 5.20% (min $1K)
• VirtualBank - 5.18% (min $10K), my post
• IndyMac Bank - 5.15% (min $5K), my post
• UmbrellaBank.com - 5.15% (min $1K)
• GMAC Bank - 5.15% (min $500), my post
• ING Direct - 5.05%, my post

12-Month Certificates of Deposit:

• NetBank - 5.45% (min $1K), my post ($100 bonus)
• AmTrustDirect - 5.41% (min $1K) my post
• Washington Mutual - 5.40% (min $1K), rates vary by state
• UmbrellaBank.com - 5.40% (min $1K)
• Transportation Alliance Bank - 5.40% ($1K min)
• FirstFedDirect - 5.40%, (min $10K) my post
• E-LOAN - 5.35% ($10K min), my post
• Mutual Bank - 5.35% (min $2.5K) my post
• AmboyDirect - 5.35% (min $10K), my post
• Imperial Capital - 5.35% ($2K min), my post
• Tennessee Commerce Bank - 5.35% (min $5K)
• UFB Direct - 5.30% (min $8K)
• La Jolla Bank - 5.30% (min $10K), my post
• Melrose CU - 5.30% (min $5K) my post
• iGobanking - 5.30% (min $500), my post
• Corus Bank - 5.30% (min $10K)
• Navy FCU - 5.30% ($20K min) restrictions to membership, my post
• ebank - 5.25% (min $1K), 5.50% for ePremium checking customers
• IndyMac Bank - 5.25% (min $5K), my post
• ETrade Bank - 5.25% (min $1K), my post
• EverBank - 5.20% ($1.5K min)
• Countrywide - 5.20% (min $10K)
• EmigrantDirect - 5.20% (min $1K)
• GMAC Bank - 5.20% (min $500), my post
• VirtualBank - 5.15% (min $10K), my post
• Self-Help Credit Union - 5.11% (min $500), my post
• ING Direct - 5.10%, my post
• GTE FCU - 4.96% (min $500) (add-on feature) my post

14/15-Month Certificates of Deposit:

• Navy FCU - 6.00% (15 months) ($8K min) restrictions to membership, my post
• Patelco Credit Union - 5.75% (14 months) ($1K min), not NCUA insured, my post
• NASA FCU - 5.50% (15 months) (min $2K) (5.75% for IRA), my post

18-Month Certificates of Deposit:

• NetBank - 5.45% (min $1K), my post ($100 bonus)
• E-LOAN - 5.40% ($10K min), my post
• iGobanking - 5.30% (min $500), my post
• EmigrantDirect - 5.20% (min $1K)
• Imperial Capital - 5.20% ($2K min), my post
• AmTrustDirect - 5.15% (min $1K) my post
• ebank - 5.15% (min $1K), 5.40% for ePremium checking customers
• Countrywide - 5.10% (min $10K)
• GMAC Bank - 5.05% (min $500)
• ETrade Bank - 5.00% (min $1K), my post
• Mutual Bank - 4.85% (min $5K) my post
• UmbrellaBank.com - 4.75% (min $1K)

24-Month Certificate of Deposit:

• Mutual Bank - 5.47% (min $5K) my post
• NetBank - 5.40% (min $1K), my post ($100 bonus)
• Navy FCU - 5.40% ($20K min) restrictions to membership, my post
• Transportation Alliance Bank - 5.35% ($1K min)
• Presidential Bank - 5.30% (min $1K)
• Melrose CU - 5.25% (min $5K) my post
• Imperial Capital - 5.20% ($2K min), my post
• GMAC Bank - 5.00% (min $500)

36-Month Certificate of Deposit:

• Agriculture FCU - 5.50% (min $1K), my post
• Pentagon Federal CU - 5.50% (min $1K), my post
• Mutual Bank - 5.47% (min $5K) my post
• Navy FCU - 5.45% ($20K min) restrictions to membership, my post
• Transportation Alliance Bank - 5.35% ($1K min)
• First State Bank - 5.35% ($1K min), my post
• NetBank - 5.35% (min $1K), my post ($100 bonus)
• E-LOAN - 5.30% ($10K min), my post
• Fort Belvoir FCU - 5.23% (min $1K), my post
• Melrose CU - 5.20% (min $5K) my post
• EmigrantDirect - 5.20% (min $1K)
• ebank - 5.10% (min $1K), 5.35% for ePremium checking customers
• Countrywide - 5.00% (min $10K)
• ETrade Bank - 5.00% (min $1K), my post
• AmTrustDirect - 5.00% (min $1K) my post
• Imperial Capital - 5.00% ($2K min), my post
• GMAC Bank - 4.90% (min $500)
• Self-Help Credit Union - 4.82% (min $500), my post
• UmbrellaBank.com - 4.75% (min $1K)

48-Month Certificate of Deposit:

• Agriculture FCU - 5.50% (min $1K), my post
• Navy FCU - 5.50% ($20K min) restrictions to membership, my post
• Pentagon Federal CU - 5.50% (min $1K), my post
• First State Bank - 5.35% ($1K min), my post
• NetBank - 5.35% (min $1K), my post ($100 bonus)
• Fort Belvoir FCU - 5.34% (min $1K), my post
• USA FCU - 5.33% (min $1K) my post
• E-LOAN - 5.30% ($10K min), my post
• Melrose CU - 5.25% (min $5K) my post
• Transportation Alliance Bank - 5.23% ($1K min)
• EmigrantDirect - 5.20% (min $1K)
• ebank - 5.10% (min $1K), 5.35% for ePremium checking customers
• Countrywide - 5.00% (min $10K)
• GMAC Bank - 4.90% (min $500)
• Self-Help Credit Union - 4.81% (min $500), my post
• UmbrellaBank.com - 4.75% (min $1K)

60-Month Certificate of Deposit:

• Agriculture FCU - 5.75% (min $1K), my post
• Pentagon Federal CU - 5.74% (min $1K), my post
• Navy FCU - 5.70% ($20K min) restrictions to membership, my post
• Fort Belvoir FCU - 5.50% (min $1K), my post
• USA FCU - 5.38% (min $1K) my post
• Presidential Bank - 5.35% (min $1K)
• First State Bank - 5.35% ($1K min), my post
• NetBank - 5.35% (min $1K), my post ($100 bonus)
• Transportation Alliance Bank - 5.30% ($1K min)
• E-LOAN - 5.30% ($10K min), my post
• Melrose CU - 5.30% (min $5K) my post
• EmigrantDirect - 5.20% (min $1K)
• VirtualBank - 5.15% (min $10K), my post
• Members Credit Union - 5.13% (min $2K), my post
• Washington Mutual - 5.10% (min $1K), rates vary by state
• AmTrustDirect - 5.10% (min $1K) my post
• ETrade Bank - 5.05% (min $1K), my post
• Countrywide - 5.00% (min $10K)
• ebank - 5.00% (min $1K), 5.35% for ePremium checking customers
• Imperial Capital - 5.00% ($2K min), my post
• GMAC Bank - 5.00% (min $500)
• Self-Help Credit Union - 4.83% (min $500), my post
• UmbrellaBank.com - 4.75% (min $1K)

84-Month Certificate of Deposit:

• Pentagon Federal CU - 6.00% (min $1K), my post
• Navy FCU - 6.00% ($20K min) restrictions to membership, my post
• EmigrantDirect - 5.20% (min $1K)
• Countrywide - 5.00% (min $10K)

High Rates with Conditions / Large Balances - Open to All

• 10% Affinity Savings Account for kids ($500 max)
• 6.01% Everbank 3-month intro rate on checking account
• 6.00% HSBC Savings Account New Money Promo
• 6.00% Money Market Account at Lockheed FCU ($10K Max)
• 6.00% Dime 3-month intro rate on Money Market account
• 5.57% Money Market Account with $250K initial deposit
• 5.40% Personal and Business Money Market Account with $100K balance
• 5.36% Money Market Account at Bank of America with $50K+

Checking and Saving Accounts at Local Banks/Credit Unions

• $7.50% Checking/Savings Account up to $500 (Washington State)
• 6.10% Reward Checking Account at a Nevada CU (Clearstar Financial)
• 6.01% Checking Account up to $25K (Little Rock)
• 6.01% Checking Account up to $25k (Arkansas)
• 6.00% Money Market Account Intro Rate in New Jersey
• 5.61% Checking Account up to $25K (AL/TN/MS)
• 5.35% No-Minimum Online Savings Account (New York)
• 5.25% Money Market Account for 3 months (New York)
• 5.25% Checking Account (Florida)
• 5.05% Low-Minimum Online Savings Account (California)
• 5.01% Checking Account (Wisconsin/Illinois)
• 5.00% Money Market Account (Utah)
• 5.00% Checking Account at an Oklahoma Bank (Legacy)
• 4.75% Checking Account (Texas)

CD Specials at Local Credit Unions/Banks Over the Last Two Months

• Alabama deals and CD rates
• California deals and CD rates
• Colorado deals and CD rates
• Connecticut deals and CD rates
• Florida deals and CD rates
• Georgia deals and CD rates
• Illinois deals and CD rates
• Indiana deals and CD rates
• Kansas deals and CD rates
• Kentucky deals and CD rates
• Maryland deals and CD rates
• Michigan deals and CD rates
• Nevada deals and CD rates
• New Hampshire deals and CD rates
• New Jersey deals and CD rates
• New York deals and CD rates
• North Carolina deals and CD rates
• Ohio deals and CD rates
• Oregon deals and CD rates
• Pennsylvania deals and CD rates
• Washington State deals and CD rates
• Tennessee deals and CD rates
• Texas deals and CD rates
• Wisconsin deals and CD rates

Terms of 60 Months and Over

• 6.25% 120-Month CD at a New York Bank (Ridgewood Savings)
• 6.25% 60-Month CD at a Pennsylvania Bank - Variable (First National Community)
• 6.22% 60-Month CD at a California CU (Tucoemas)
• 6.18% 60-Month CD at a Florida/Georgia Bank (Southeastern)
• 6.00% 60-Month CD at a Ohio CU (AP FCU)
• 5.90% 72-Month CD at a Missouri Bank (Garden City)
• 5.80% 60-Month CD at a Colorado CU (Ent)
• 5.75% 60-Month CD at a NY/PA Bank (Community Bank, N.A.)
• 5.65% 60-Month CD at a Washington Bank (Westsound)
• 5.50% 60-Month CD at a Georgia Bank (Alpha)

Terms of 24 Months to Under 60 Months

• 8.00% 24-Month CD at a Washington State CU - IRA (Spokane Law Enforcement)
• 6.98% 36-Month CD at a California Bank - Variable IRA (Alliance Bank)
• 6.11% 30-Month CD at a California CU (Tucoemas)
• 6.00% 24-Month CD at a New York CU - $50K Min (Palisades)
• 5.97% 24-Month CD at a California CU (Los Angeles)
• 5.92% 48-Month CD at a Florida/Georgia Bank (Southeastern)
• 5.90% 50-Month CD at a New York CU (CFCU Community)
• 5.80% 24-Month CD at a Georgia CU (MACO Educators)
• 5.75% 50-Month CD at a Ohio CU (AP FCU)
• 5.75% 24-Month CD at a Texas CU (United SA)
• 5.65% 24-Month CD at a Maryland/Virginia/DC CU (Washington Telephone)
• 5.65% 24-Month CD at a Oregon CU (NW Preferred)
• 5.64% 24-Month CD at a Ohio CU (First Service)
• 5.64% 24-Month CD at a Pennsylvania CU (Franklin-Oil)
• 5.50% 48-Month CD at a South Carolina Bank (Arthur State Bank)

Terms of 12 Months to Under 24 Months

• 6.00% 13-Month CD at a Illinois CU - IRA (Great Lakes)
• 6.00% 15-Month CD at a Connecticut CU - IRA (Achieve Financial)
• 6.00% 15-Month CD at a South Carolina CU Continues (MCAS Beaufort)
• 6.00% 15-Month CD at a Georgia Bank (Community Bank and Trust)
• 5.80% 15-Month CD at a Oregon/South Carolina CU (Consolidated)
• 5.75% 12-Month CD at a California CU - IRA (Kaiser)
• 5.75% 16-Month CD at a Virginia CU - (Apple)
• 5.65% 12-Month CD at a Colorado CU (Ent)
• 5.65% 13-Month CD at a Washington State CU (WSE)
• 5.60% 12-Month CD at a Florida Bank (Coral Gables)
• 5.60% 15-Month CD at a Multi-State Credit Union (FAA Eastern Region)
• 5.60% 12-Month CD at a Georgia Bank (Alpha)
• 5.55% 12-Month CD at a Maryland/Virginia/DC CU (Washington Telephone)
• 5.55% 12-Month CD at a Texas Bank (Park Cities)
• 5.55% 15-Month CD at a Minnesota/Missouri CU (Endura Financial)
• 5.55% 12-Month CD at a Texas/Missouri Bank (Premier)
• 5.51% 16-Month CD at a Maryland CU (MCT)
• 5.51% 20-Month CD at a New York CU (CFCU Community)
• 5.50% 12-Month CD at a Texas Bank and $50 Checking Account Bonus (Century)
• 5.50% 13-Month CD at a Alabama CU (Redstone)
• 5.50% 12-Month CD at a Texas CU (San Antonio)
• 5.50% 18-Month CD at a Washington Bank (Westsound)
• 5.50% 12-Month CD at a Kansas Bank (Capitol Federal Savings)
• 5.50% 18-Month CD at a Maryland CU (Tower)
• 5.50% 17-Month CD at a Kentucky CU (Fort Knox)
• 5.48% 12-Month CD at a Georgia CU (MACO Educators)
• 5.40% 12-Month CD at a Texas CU (United SA)

Terms of Under 12 Months

• 10.00% 6-Month CD at a IN/MI/GA Bank Continues - $2.5K Max (Flagstar)
• 8.16% 5-Month CD at a Wisconsin CU - $4K Max (Northwoods Community)
• 7.00% 7-Month CD at a Texas CU - $7K Max (Premier America)
• 7.00% 7-Month CD at a California CU - $7K Max (Wescom)
• 6.15% 6-Month CD at a Florida Bank (Coast Bank of Florida)
• 6.14% 6-Month CD at a Michigan CU - $10K Max (Monroe Automotive)
• 6.00% 5-Month CD at a New Jersey Bank (Valley National)
• 5.80% 7-Month CD at a Oregon/South Carolina CU (Consolidated)
• 5.80% 10-Month CD at a Colorado Bank (Summit Bank and Trust)
• 5.80% 9-Month CD at a Georgia Bank (Bank of Georgia)
• 5.80% 6-Month CD at a Georgia Bank (Bank of Georgia)
• 5.75% 6-Month CD at a Illinois Bank Continues (Town Center Bank)
• 5.75% 9-Month CD at a Maryland CU (Prince George's Community)
• 5.57% 11-Month CD at a Maryland CU (MCT)
• 5.55% 11-Month CD at a California CU (Pacific Service)
• 5.55% 5-Month CD at a Illinois CU - IRA (Great Lakes)
• 5.55% 5-Month CD at a Kansas Bank (Halstead)
• 5.50% 6-Month CD at a Missouri CU - and Gift Card (American Eagle)
• 5.50% 6-Month CD at a California Bank (Luther Burbank Savings)
• 5.50% 9-Month CD at a Colorado Bank (Academy)
• 5.50% 11-Month CD at a California Credit Union and $75 Checking Bonus (California)
• 5.50% 11-Month CD at a Oregon CU (NW Preferred)
• 5.50% 7-Month CD at a Kentucky CU (Fort Knox)
• 5.50% 7-Month CD at a Indiana Bank (Monroe)

Bank Account Alternatives

• Money Magazine article on risk-free investments
• Vanguard Prime Money Market Fund - 5.10% 7-day yield
• Fidelity Money Market Fund - 4.99% 7-day yield ($100 bonus and other info)
• Paypal Money Market Fund - 5.04% 7-day yield (1% cashback debit MasterCard)
• FW Thread on Treasury Bills
• I Bond Rate Starting Nov 2006, I Bond Article, I Bonds as CD Alternatives
• SmartMoney Brokerage Survey